Excellent/Good Credit Questions

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User Questions & Answers about Excellent/Good Credit

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As you’ve decided to choose one of best credit card offers available to people with perfect credit and don’t really sure about what card you’d better apply, you may ask our experts and you’ll be given a possible way out. See our advice and make your own decision.

Recently Answered Questions:

I have an excellent credit score that I’ve worked hard to earn and maintain. What kinds of cards are available to me, that reflect my great credit?

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Leo Zhu
Congratulations on having a sky-high credit score. You must have made all your payments on time, kept your revolving balances low, had your credit cards for a long time, and utilized a mix of types of credit, such as a business loan or ... Continue reading
I am interested in the Modell’s credit card and I was wondering if I would be eligible for it because my credit score is not exactly 800. Do you think I would be approved for this card, and also, where can I apply for it?

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When it comes down to whether or not you are going to be approved for a specific card, you have to remember that there are several factors the credit issuer takes into consideration, not just your credit score. Continue reading
I am interested in the Mandee card and I want to apply for it. The unfortunate thing is that my credit score isn’t anywhere near 800. I was wondering if I would still be eligible for the Mandee card or if I should look elsewhere, also, where can I apply for it?

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When it comes to whether or not you are going to be eligible for a specific credit card, the thing you must take into consideration is the fact that there are many factors that come into play when deciding whether or not you are eligible, not just your credit score. Continue reading
What kind of credit score do I need to get the Academy Visa?

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You don’t need excellent credit, but on the other hand don’t apply for it if you have bad credit either. Anytime you have a hard inquiry on your credit report your credit score takes a hit. If you have bad credit there are cards that you can receive. Just be sure that you are applying for a card for ... Continue reading
I improved my credit using Emblem credit card. Now my credit score is close to 700 and I want to apply for another credit card with low interest rate and close my Emblem card. What credit card would you recommend?

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Any credit card for people with fair credit will be good for you. But probably one of the best options will be the Barclaycard® Rewards MasterCard®. Continue reading
My credit scores are around 700 and I was offered a Blaze credit card. I don’t know why I received it but there definitely should be better credit cards for me.

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You are right. The Blaze credit card is not the best option for you. With your credit score you can apply for a credit card with rewards program or for a card with 0% intro APR. Continue reading
What kind of credit would I need to get the Nordstrom card?

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Your credit does not need to be perfect to get the Nordstrom credit card. However, you should not apply for this card if your credit is bad, as a hard inquiry resulting in not being approved will only hurt your credit score. Continue reading
What kind of credit do I need to apply for the Lowe’s credit card?

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Excellent credit is not necessary, but this card will not be given to those with bad credit either. Continue reading
What kind of credit do I need to qualify for the Target REDCard credit card?

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Generally store credit cards are not issued to those with bad credit. You do not need excellent credit either. But you must have at least good credit. Continue reading
What are the differences between the former Target Visa credit card and the current Target REDcard?

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The main difference is that REDcard can only be used at Target seeing as it is no longer branded with the Visa logo, nor is it associated with any other major payment network. Continue reading

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For Fair / Good Credit
1% cash back on eligible purchases with a rewards bonus on dining, terms apply
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Earn 10,000 bonus points after $500 in purchases in the first 90 days, enough to redeem for $100 cash back
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Good and Excellent Credit History: Enjoy a Freedom of Choosing Any Card You Want

December 20, 2014