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Limited/Bad/Fair Credit Questions

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Credit Card Applications » Questions » User Questions » Limited/Bad/Fair Credit

User Questions & Answers about Limited/Bad/Fair Credit

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Recently Answered Questions:

I am interested in the BrylaneHome credit card and I want to apply for it. The unfortunate thing is that I don’t really have perfect credit. Do you think I would be approved for this card? Also where can I apply for it?

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Leo Zhu
The thing about being approved for a specific store card or any card in general, is that there are several factors that come into play when the issuer is deciding whether or not you should be approved for the card. However, the current ... Continue reading
Can you please help me choose between Luxe signature and Vast platinum 1. is this a credit card 2. can I use it for shopping everywhere 3. what are the maintenance charges?

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The LUXE Signature Merchandise Card and Vast Platinum cards are both unsecured credit cards which can be used at a particular website. Continue reading
I used to have bad credit, but I now have a fair credit. Will I be eligible for the Kroger card?

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You will probably be able to get the Kroger credit card but if you do, you will probably also have a high APR on it. The card has a variable rate that ranges from 13.99% to 23.99%. This rate is based on your creditworthiness. Continue reading
Will I be eligible for the Amazon.com credit card if I have fair credit?

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If you have fair credit you may be eligible for the Amazon.com store card, but it is not likely you will be approved for the Amazon.com Rewards Visa. Continue reading
Do I need good credit to qualify for the HH Gregg card?

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It is likely that you may be approved for the hhgregg card even if you have fair credit. Continue reading
If I have bad credit can I get a Sam’s Club credit card?

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No, you will not be approved for any of the Sam’s Club credit cards if you have bad credit. Your credit score must be decent to receive any of these credit offers. Similar to many other store cards you cannot choose whether you apply for the basic Sam’s Club credit card or the one branded with the ... Continue reading
What kind of credit do I need to apply for the Sears card?

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You do not need excellent credit, but you can’t have bad credit either. You will need better credit if you want to apply for the Sears MasterCard issued by Citibank. This card can be used everywhere MasterCard is accepted. If your credit is not good enough for that card, they may offer you their ... Continue reading
I have a 645 credit score and would like to get another credit card. I am making timely payments, etc. will this reduce my credit score? Thanks. One balance is 800k limit is 1k the other is 600 limit is $2k

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Generally your credit score should increase because your overall credit utilization ratio will lower after you open a new credit card. However, there are other factors that affect your credit score. For example, a new credit card will lower your average account age which will negatively affect on your ... Continue reading

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