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Limited/Bad/Fair Credit Questions

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Credit Card Applications » Questions » User Questions » Limited/Bad/Fair Credit

User Questions & Answers about Limited/Bad/Fair Credit

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Recently Answered Questions:

I just became an ordained minister, so I now marry people. Can I apply for a business credit card? I now have to travel out of my small home to marry people and would like to know what my options are?

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Leo Zhu
To get a business credit card you should have your own business. You will need to give your business name, address, business legal structure, TIN or EIN and revenue above your personal information. Continue reading
I have moved from India to the U.S. I have signed up for a checking account, but do not have any credit history. Do I stand a chance of getting a credit card that offers me cash back or has a good rewards option? I’m not sure if the lack of credit history will affect my application. 

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Before you apply for a credit card, make sure you have a U.S. Social Security number. You will need it to fill out an application form. A credit card for people with no credit history is a good option for you. Continue reading
My credit score is 569. Is it bad or fair credit?

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Your credit score falls in bad credit score range 300-639. That means your credit is bad. With your credit score you can apply for the Credit One Bank® Credit Card with Gas Rewards. Continue reading
I had a Capital One card in the past, but never used it. My credit is fair. I want to know if I qualify for a credit card and when I apply, can I use it immediately online before the card comes?

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You can apply for any credit card for people with a fair credit history. Most issuers won’t allow you to use the card immediately after approval. You will have to wait for the card to arrive. Continue reading
If we do not have credit, how does that work when applying for a credit card?

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Once you submit the application the credit card issuer estimates your creditworthiness. What counts are your income and expenses including your rent payments. If you have a bank account, it will be appreciated. The issuer will also pull your credit report. If you have any credit history in the report ... Continue reading
I just graduated college and have never had a credit card before. I recently started a job and have quickly realized how essential and potentially beneficial a good credit card can be. I will be traveling often and spending a lot of time in hotels so I want a card with good rewards, but I am unable to obtain one because of my non-existent credit score. I would really appreciate any recommendations you have for me to get started.

Answered by , at

If you have credit reports with the major credit bureaus (TransUnion, Equifax, and Experian), you can apply for the . This is a cash back credit card which allows you to earn 1.5% back on all your purchases. There is no foreign transaction fee, so you can travel and use your card abroad without worrying ... Continue reading
How can I get an unsecured credit card to improve my credit? And which card is my best option?

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You should consider the Credit One Bank® Credit Card with Gas Rewards if your credit score is 550 or higher. If not, consider credit cards for people with a bad credit history. Continue reading

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