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If you are frequent cruiser on Royal Caribbean, you may be tempted to apply for their credit card. But the Royal Caribbean credit card is for people with established credit. Therefore, you may end up being denied and having a hard inquiry ...Continue reading
The thing about being approved for a specific store card or any card in general, is that there are several factors that come into play when the issuer is deciding whether or not you should be approved for the card. However, the current state of your creditworthiness is a big factor.Continue reading
You will probably be able to get the Kroger credit card but if you do, you will probably also have a high APR on it. The card has a variable rate that ranges from 13.99% to 23.99%. This rate is based on your creditworthiness. Continue reading
No, you will not be approved for any of the Sam’s Club credit cards if you have bad credit. Your credit score must be decent to receive any of these credit offers. Similar to many other store cards you cannot choose whether you apply for the basic Sam’s Club credit card or the one branded with the ...Continue reading
Try to understand why your credit score always fluctuates between poor and fair credit but doesn’t go up. For that you will need your previous credit reports and statements. Read them carefully and try to detect which financial decisions made it go up or down.Continue reading
You do not need excellent credit, but you can’t have bad credit either. You will need better credit if you want to apply for the Sears MasterCard issued by Citibank. This card can be used everywhere MasterCard is accepted. If your credit is not good enough for that card, they may offer you their ...Continue reading
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