FAQs about Security and Protection

There is absolutely no doubt that Credit Cards have made our lives simpler and it’s become quite easy to shop anything, anywhere, anytime just by swiping a card. However, this card as simple it’s in usage and function, it can be as dreadful if certain norms aren’t followed. Owing to the reconnaissance of the internet [...]

Often when the term credit card fraud is heard, we think of individuals. No doubt, individuals suffer from identity theft due to credit card fraudulent practices, but these days, the credit card fraudsters are becoming bolder and do not hesitate in stealing away the reputation of businesses, particularly online businesses where payments are usually made [...]

The crime of “skimming” as it pertains to a credit card refers to the illegal copying of information off the magnetic strip that extends along the back side of a credit, debit, ATM or other payment card. Once the criminals have skimmed the necessary data from a card, they put it onto a fake card [...]

While there is no way to completely protect yourself against becoming the victim of credit card fraud while making purchases over the internet (except, perhaps, by not shopping online at all), there are several steps you can take to decrease the likelihood of a hacker getting their hands on your personal account information. These include: [...]

A security freeze is a prevention tool available for use to protect yourself against identity theft. What it does is provide consumers with an opportunity to lock access to their credit file which prevents any outsiders from being able to utilize their identity to open a new account or apply for credit. Your files will [...]

As one Better Business Bureau executive puts it, “Identity theft can happen to you whether you’re shopping online or shopping at the mall.” That said, it is possible to take measures to ensure that you have the best possible protection against scammers out to steal your identity when you are making purchases over the internet. [...]

“Radio frequency identification” tags are being put into more and more plastic payment cards to allow users to conduct quick, contactless payments. Basically, an RFID credit card is equipped with an embedded antenna and electronic tag that allows it to transmit all payment information to a reader. It is this technology that allows motorists to [...]

A lot more consumers have become concerned with credit card and identity theft, and rightfully so, the Federal Trade Commission has reported that those two issues are the most reported issues. October is Cyber Security Awareness Month which means national attention on the protection of our personal information online. Americans are pretty susceptible to online [...]

If you’ve been up on your credit card security know-how, you’ve heard of phishing and skimming, but the newest term you need to know is ‘smishing.’ Smishing is the newest wave in the scam world. With ‘smishing’, instead of phone calls and e-mails, scammers use text SMS messaging to get your personal bank information. With [...]

Because of the world we live in, it feels like someone is always trying to tap desperately into your credit card accounts. So some people are understandably anxious when it comes to their cards. Sometimes, though, it can be a bit much. And some would argue that “you can never to be too safe!” How [...]