I was offered the Express Next credit card just for... - Other Questions

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Credit Card Applications » Questions » User Questions » Other » I was offered the Express Next credit card just for buying frequently at Express, should I accept this...

I was offered the Express Next credit card just for buying frequently at Express, should I accept this offer. My current credit score is around 600.

Answered on

While this card is rather easy to get, it comes with a high APR so it’s better to use it as a pay in full card. If you won’t be able to pay it off each month, the card will accrue the interest fast and the rewards you’ve earned will be eaten up by the interest. So, if you do not habit of paying off the card balances in full each month, you’d rather avoid this offer. Instead you can consider applying for one of the regular credit cards. These cards come with lower interest rates and will give you more flexibility: you will be able to use a regular credit card everywhere.

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