Credit Card Question & Answer
Advertising Disclosure is an independent, advertising-supported web site. receives compensation from many credit card issuers whose offers appear on our site. Compensation from our advertising partners impacts how and where their products appear on our site, including, for example, the order in which they may appear within review lists. has not reviewed all available credit card offers in the marketplace.
Credit Card Applications » Questions » User Questions » Other » I’d like to get a department store credit card so I can save on purchases like clothing, shoes and ...

I’d like to get a department store credit card so I can save on purchases like clothing, shoes and household goods. But I’m just not sure what type to get. There are a few Steinmart locations near me; should I try applying for one of their store cards?

Answered by , at
Add to Favorites:

Tags: , ,

Leo Zhu

Saving money by using a department store credit card is a great idea. If you like shopping at Stein Mart, you should definitely look into what their card can offer you. However, don’t miss looking at other types of credit cards as well. Many cards that aren’t tied to a particular retailer or brand can offer great savings, and perks like purchase protection, price guarantees, concierge service, balance transfers, and low interest rates. Store credit cards often do not have the lowest APRs, so if you are going to get one, be sure to pay off your balance in full each month. If you’d like to carry a balance over, look into getting a credit card with a 0% APR promotional period.

Get the latest news, articles and expert advice delivered to your inbox. It's FREE.
Get 0% Intro APR on Balance Transfers and Purchases for 21 months. After that, the APR will be 12.24%-22.24% based upon your creditworthiness.
For Excellent/Good Credit
1% cash back on select purchases, terms apply
For Fair Credit
Guaranteed $500 Unsecured Credit Limit
For Bad Credit

Other Questions in