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Credit Card Applications » Questions » FAQs » Building Credit History » I am new to the world of credit and I have never had a credit card before. I was ...

I am new to the world of credit and I have never had a credit card before. I was interested in beginning to establish my credit profile, but the thing is, I’m not sure about what card I should apply for. I frequently shop at Tire Kingdom and I was wondering if this card would be a good card for me to start with. Do you think so?

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Leo Zhu

There are a few things you want to look out for in a credit card you are using as a method of establishing your credit profile. First of all, you want to ensure that the card you are applying for is reporting all of your credit activity to major credit bureaus. Secondly, you want to make sure that the card is not going to be a card that will cause you to earn an unpayable debt. We would recommend that you skip the Tire Kingdom credit card and find a general credit card, and use the credit line responsibly.

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