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Credit Card Applications » Questions » User Questions » Cash Back Rewards » My credit card gives me cash back on all my purchases, and I use it all the time when I’m ...

My credit card gives me cash back on all my purchases, and I use it all the time when I’m buying things online. If I’m going to use the Stein Mart online shopping site, however, should I get a Stein Mart credit card first?

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Leo Zhu

Any kind of credit card can be used online; however not all cards offer the same perks. Looking at some different types of cards is a great idea. Whether you want to use a cash back card, a card that offers points, or possibly a travel card that rewards users with frequent flyer miles and hotel reward points, using your card for online shopping is a good way to rack up rewards. A particular store credit card may not always give you the biggest rewards for shopping online, so be sure to read the terms and conditions carefully before applying. Every time you apply for a credit card, it causes a hard inquiry on your credit report. That can take a toll after a while. That doesn’t mean you shouldn’t apply for a credit card; it just means you should be selective when applying. Make sure the card you’re applying for is really the best card for you.

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Unlimited 1.5x rewards on every purchase, every day. For every $1 you spend, you earn 1.5x Miles.
For Excellent, Good Credit
Earn cash back twice on every purchase with unlimited 1% cash back when you buy, plus an additional 1% as you pay for those purchases.
For Excellent/Good Credit
Get a dollar-for-dollar match of all the cash back you’ve earned at the end of your first year, automatically.
For Excellent, Good Credit

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