My credit card gives me cash back on all my... - Cash Back Rewards Questions

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Credit Card Applications » Questions » User Questions » Cash Back Rewards » My credit card gives me cash back on all my purchases, and I use it all the time when I’m...

My credit card gives me cash back on all my purchases, and I use it all the time when I’m buying things online. If I’m going to use the Stein Mart online shopping site, however, should I get a Stein Mart credit card first?

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Any kind of credit card can be used online; however not all cards offer the same perks. Looking at some different types of cards is a great idea. Whether you want to use a cash back card, a card that offers points, or possibly a travel card that rewards users with frequent flyer miles and hotel reward points, using your card for online shopping is a good way to rack up rewards. A particular store credit card may not always give you the biggest rewards for shopping online, so be sure to read the terms and conditions carefully before applying. Every time you apply for a credit card, it causes a hard inquiry on your credit report. That can take a toll after a while. That doesn’t mean you shouldn’t apply for a credit card; it just means you should be selective when applying. Make sure the card you’re applying for is really the best card for you.

All credit cards terms, fees and rates mentioned in this article/post are actual on the posting date. See the current products’ Terms & Conditions on the issuing banks' websites.
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Match Mile For Mile: We’ll match all the Miles you’ve earned at the end of your first year. For example, if you earn 30,000 Miles, you get 60,000 Miles.
For Excellent, Good Credit
Earn 5% cash back in rotating categories each quarter like gas stations, Amazon.com, restaurants, wholesale clubs and more, up to the quarterly maximum each time you activate. Plus, 1% cash back on all other purchases.
For Excellent, Good Credit
Receive 1% cash back on eligible purchases, terms apply
For Fair Credit

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