My credit card gives me cash back on all my... - Cash Back Rewards Questions

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Credit Card Applications » Questions » User Questions » Cash Back Rewards » My credit card gives me cash back on all my purchases, and I use it all the time when I’m...

My credit card gives me cash back on all my purchases, and I use it all the time when I’m buying things online. If I’m going to use the Stein Mart online shopping site, however, should I get a Stein Mart credit card first?

Answered on

Any kind of credit card can be used online; however not all cards offer the same perks. Looking at some different types of cards is a great idea. Whether you want to use a cash back card, a card that offers points, or possibly a travel card that rewards users with frequent flyer miles and hotel reward points, using your card for online shopping is a good way to rack up rewards. A particular store credit card may not always give you the biggest rewards for shopping online, so be sure to read the terms and conditions carefully before applying. Every time you apply for a credit card, it causes a hard inquiry on your credit report. That can take a toll after a while. That doesn’t mean you shouldn’t apply for a credit card; it just means you should be selective when applying. Make sure the card you’re applying for is really the best card for you.

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All rates and fees, and other terms and conditions of the products mentioned in this article/post are actual as of the last update date but are subject to change. See the current products' Terms & Conditions on the issuing banks' websites.
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Earn 5% cash back at different places each quarter like gas stations, grocery stores, restaurants, Amazon.com, or wholesale clubs up to the quarterly maximum each time you activate.
For Excellent, Good Credit
Earn cash back twice on every purchase with unlimited 1% cash back when you buy, plus an additional 1% as you pay for those purchases.
For Excellent, Good Credit
Receive 1% cash back on eligible purchases, terms apply
For Fair Credit

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