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Credit Card Applications » Questions » User Questions » Other » I want to apply for Valero gas card but not sure if I will be approved. Should I have excellent credit to ...

I want to apply for Valero gas card but not sure if I will be approved. Should I have excellent credit to qualify for it?

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Leo Zhu

You won’t need an excellent credit to qualify for a Valero credit card. But if your credit score is too low, you won’t qualify. The average credit with credit score around 640 should be enough to qualify for Valero credit card. However, credit score is not the only thing that is taken into account when the bank considers your eligibility. Your active credit accounts, if you have any, should be in good standing and there should be no recent late payments if you want to qualify. The recent credit inquiries may also lower your chances to get approved.

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Get 0% Intro APR on Balance Transfers and Purchases for 21 months. After that, the APR will be 12.24%-22.24% based upon your creditworthiness.
For Excellent/Good Credit
Earn 1% cash back on gas and grocery purchases. Terms apply.
For Fair Credit
Guaranteed $500 Unsecured Credit Limit
For Bad Credit

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