Credit Card Question & Answer
Advertising Disclosure
Credit-Land.com is an independent, advertising-supported web site. Credit-Land.com receives compensation from many credit card issuers whose offers appear on our site. Compensation from our advertising partners impacts how and where their products appear on our site, including, for example, the order in which they may appear within review lists. Credit-Land.com has not reviewed all available credit card offers in the marketplace.
Credit Card Applications » Questions » User Questions » Build Credit History » I have never had a credit card before and I was interested in applying for one so I can ...

I have never had a credit card before and I was interested in applying for one so I can start building my credit profile. I was planning on applying for the Fairmont credit card. Do you think this would be a good card to start with or are there any other cards you would recommend?

Answered by , at
Add to Favorites:

Tags: , ,

Leo Zhu

If you are an individual who is seeking a credit card to use as a tool to start building your credit history, there are a few specific things you are going to want to look for in that card. First of all, you want to ensure that the card you apply for is not going to be a card that will cause you to earn an unpayable debt. This could reflect negatively on you, and leave you with a negative credit score. Secondly, you want to ensure that the card you apply for is reporting your payment activity to the major credit bureaus. The Fairmont credit card is issued by Chase, so luckily, some credit activity will be reported. If I were you, I would skip the Fairmont card and instead look for a general bank card. Whatever card it is that you end up with, be sure to use it responsibly.

Get the latest news, articles and expert advice delivered to your inbox. It's FREE.
Guaranteed $500 Unsecured Credit Limit
For Bad Credit
Monthly reporting to the three major credit bureaus
For Bad / No Credit
Apply Now and Get a $500 Credit Line or More Today
For Any Credit

Other Questions in
Build Credit History