The is good for someone with no credit history. The issuer reports to the credit bureaus so you can build your credit. There is no annual fee or setup fee. And you will be able to earn cash back – 1% back on all purchases.
Make sure you have the right credit score for the card you are applying for or you will be denied. Find out what the annual percentage rate (APR) is if you plan to carry a balance and check to see what other fees are associated with a card before you apply.