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Credit Card Applications » Questions » User Questions » Other » I am separated from my husband and we do not want to get a divorce or legal separation at this time. I am ...

I am separated from my husband and we do not want to get a divorce or legal separation at this time. I am trying to set up an apartment for myself and also set up credit in my own name apart from him. I’m disabled and work part time for just $300 a month. My income comes from my husband, and he pays my retirement account and cell phone. What can I do to get approved for a card? I do have a checking account in my name and a BofA Visa in my name. I need to get about $1500 more in credit to set up my home. My credit scores are between 680 and 730.

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Leo Zhu

With your credit score you can apply for credit cards for people with good credit history. However, the issuer will look at you income as well. If your income is considered insufficient, the credit card issuer will deny your application. To eliminate the risk of denial you can call a credit card issuer first.

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