Sadly, there is no direct answer to your question. All credit issuers are different and there is really no way for me to determine what is the minimum credit score that you are required to have in order to be approved for one of the Honda financial cards. Aside from your credit score, credit issuers will also take several other factors into consideration before deciding whether or not you should be approved for a card. I would say if your credit score is anywhere below the 650 – 699 range, you would probably have a very slim chance of being approved for one of their cards. If your credit score is suffering, I would probably recommend that you look into a few credit card options that will help build your score before you try to apply for a more serious card.