I have a Goodys Department Store Credit card and... - Balance Transfers Questions

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Credit Card Applications » Questions » User Questions » Balance Transfers » I have a Goodys Department Store Credit card and I’m looking to move my balance to...

I have a Goodys Department Store Credit card and I’m looking to move my balance to another credit card and then cancel my card. I have good credit, and I am wondering what card you would suggest.

Answered on

The good news is that you can go with any card that offers a balance transfer promotion, offering either a 0% APR for a set period of time, typically 6 months to a year, or one that includes a low overall interest rate. Yet even with these promo offers its a great idea to pay down or off your balances before the promotion ends this way you can avoid being hit with an unexpectedly high payment due to interest.
Often there is a fee, typically about 3%, that goes hand and hand with these balance transfer offers so its a good idea to check that out before signing up. But even with these fees you can save with these offers. There can also be restrictions so read the small print too. When you’re ready you can use the balance transfer to make a goodys credit card payment effectively moving your debt to the new card.

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All rates and fees, and other terms and conditions of the products mentioned in this article/post are actual as of the last update date but are subject to change. See the current products' Terms & Conditions on the issuing banks' websites.
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Intro APR on Balance Transfer: 0% (18 months)
For Excellent, Good Credit
Intro APR on Balance Transfer: 0%* (21 months on Balance Transfers*)
For Excellent, Good Credit
Intro APR on Balance Transfer: 0%* (18 months on Balance Transfers*)
For Excellent, Good Credit

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