The good news is that you can go with any card that offers a balance transfer promotion, offering either a 0% APR for a set period of time, typically 6 months to a year, or one that includes a low overall interest rate. Yet even with these promo offers its a great idea to pay down or off your balances before the promotion ends this way you can avoid being hit with an unexpectedly high payment due to interest.
Often there is a fee, typically about 3%, that goes hand and hand with these balance transfer offers so its a good idea to check that out before signing up. But even with these fees you can save with these offers. There can also be restrictions so read the small print too. When you’re ready you can use the balance transfer to make a goodys credit card payment effectively moving your debt to the new card.
BALANCE TRANSFER CREDIT CARDS:
Intro APR on Balance Transfer: 0% (18 months)
Ongoing APR on Balance Transfer: See terms
Intro APR on Balance Transfer: 0%* 21 months on Balance Transfers*
Ongoing APR on Balance Transfer: 14.74% - 24.74%* (Variable)
Intro APR on Balance Transfer: 0% 18 months on Balance Transfers*
Ongoing APR on Balance Transfer: 15.24% - 25.24%* (Variable)