Toys “R” Us indeed changed their card and the issuer of the card. If you do not like their current credit card, you can apply for general credit card with rewards program. You can choose to earn points, cash back or miles rewards. Any credit card with Visa, MasterCard, Discover or American Express label on it is accepted at Toys “R” Us stores. The rewards credit cards will allow you to earn rewards for every dollar spent on purchases, including Toys “R” Us purchases.