If you had a credit card in college, you’re ahead of the game. That means you’ve already established a credit history, which will be very helpful when you apply for another credit card, and eventually a mortgage, a car loan, a business loan, or any other line of credit. All you will need to fill out any credit card application is your full name and address, your Social Security number, your annual income, and your contact information. Then you should be all set. Applying for a credit card in store is a very fast and easy process; you will probably find out whether or not you’ve been approved in a matter of minutes. Almost all credit cards allow you to apply online, as well. Gather up your personal information, make sure you’re using a secure connection, and applying should be quick and painless.
BEST CREDIT CARD OFFERS from our partners:
Get 0% Intro APR on Balance Transfers and Purchases for 21 months. After that, the APR will be 12.24%-22.24% based upon your creditworthiness.
For Excellent/Good Credit
1% cash back on select purchases, terms apply
For Fair Credit
Guaranteed $500 Unsecured Credit Limit
For Bad Credit