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Credit Card Applications » Questions » User Questions » Other » I’ve never applied for a store credit card before, only a student Discover card when I was in ...

I’ve never applied for a store credit card before, only a student Discover card when I was in college. What do I need to know before filling out a Forever 21 application?

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Leo Zhu

If you had a credit card in college, you’re ahead of the game. That means you’ve already established a credit history, which will be very helpful when you apply for another credit card, and eventually a mortgage, a car loan, a business loan, or any other line of credit. All you will need to fill out any credit card application is your full name and address, your Social Security number, your annual income, and your contact information. Then you should be all set. Applying for a credit card in store is a very fast and easy process; you will probably find out whether or not you’ve been approved in a matter of minutes. Almost all credit cards allow you to apply online, as well. Gather up your personal information, make sure you’re using a secure connection, and applying should be quick and painless.

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