What is a credit history? - Limited/Bad/Fair Credit Questions

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What is a credit history?

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Credit history is a record maintained by many countries keeping track of an individual’s payment pattern the number of loans one has, monitoring every payment made towards the loan or if the payment was missed at any point.

All credit cards terms, fees and rates mentioned in this article/post are actual on the posting date. See the current products’ Terms & Conditions on the issuing banks' websites.
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