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What is Emblem credit card? What kind of credit card is it?

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The Emblem credit card is an unsecured credit card offered by Jefferson Capital Solutions as a part of their fresh start program. The card is issued by Monterey Country Bank and is reported to three major credit bureaus. The Jefferson is a collection agency. When your debt goes intro collection the agency offers you to pay off a part of your debt and the issues you an Emblem card with the remaining debt as a balance owed on the credit card. You can use your card to pay off the debt and you can continue using it after the debt is paid.

Disclaimer: This editorial content is not provided or commissioned by the credit card issuer(s). Opinions expressed here are the author's alone, not those of the credit card issuer(s), and have not been reviewed, approved or otherwise endorsed by the credit card issuer(s). Reasonable efforts are made to present accurate information, however all information is presented without warranty. Consult a card's issuing bank for the terms & conditions.
All rates and fees, and other terms and conditions of the products mentioned in this article/post are actual as of the last update date but are subject to change. See the current products' Terms & Conditions on the issuing banks' websites.
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