The Emblem credit card is an unsecured credit card offered by Jefferson Capital Solutions as a part of their fresh start program. The card is issued by Monterey Country Bank and is reported to three major credit bureaus. The Jefferson is a collection agency. When your debt goes intro collection the agency offers you to pay off a part of your debt and the issues you an Emblem card with the remaining debt as a balance owed on the credit card. You can use your card to pay off the debt and you can continue using it after the debt is paid.
CREDIT CARDS FOR BAD CREDIT:
Get 0% Intro APR on Balance Transfers and Purchases for 21 months. After that, the APR will be 12.24%-22.24% based upon your creditworthiness.
For Excellent/Good Credit
Earn 1% cash back on gas and grocery purchases. Terms apply.
For Fair Credit
Guaranteed $500 Unsecured Credit Limit
For Bad Credit