The content is accurate at the time of publication and is subject to change.

If it is your first rewards credit card, we would recommend applying for a no annual fee credit card with a fixed cash back rate on all purchases, without any changing categories and enrolments. Cash back rewards are easy to understand, manage and redeem. You will always know how much you will get back from this or that purchase.

When you get acquainted with rewards, you can consider other types of rewards programs: points, miles, programs with rotating shopping categories, programs with additional rewards in specific categories programs with flat rewards or programs with tiered rewards. It is important to know limits and caps of each program and be sure you will earn maximum on all your expenses.

tags : Credit Cards No Annual Fee Rewards Program

Disclaimer: This editorial content is not provided or commissioned by the credit card issuer(s). Opinions expressed here are the author's alone, not those of the credit card issuer(s), and have not been reviewed, approved or otherwise endorsed by the credit card issuer(s). Reasonable efforts are made to present accurate information, however all information is presented without warranty. Consult a card's issuing bank for the terms & conditions.
All rates and fees, and other terms and conditions of the products mentioned in this article/post are actual as of the last update date but are subject to change. See the current products' Terms & Conditions on the issuing banks' websites.