The main difference between these credit cards is rewards miles you can earn. The Virgin Atlantic White Card comes with a smaller sign-up bonus, standard 1 mile per dollar spent on all purchases other than Virgin Atlantic purchases, smaller anniversary bonus, and smaller bonus for additional cardholders. The cards benefits are pretty standard but the Black credit card owners may get better benefits by increasing their tier status. Both cards are chip credit cards and are World Elite Mastercard credit cards. As for the cards fees, they are the same except for the annual fee, the White card comes with a lower annual fee.