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Credit Card Applications » Questions » User Questions » Other » Hey, after hearing about Blue Nile’s no-interest financing offer, I’ve been interested in ...

Hey, after hearing about Blue Nile’s no-interest financing offer, I’ve been interested in applying for the card. But the only downside is that my credit score isn’t as good as it used to be. I was wondering, do you happen to know what is the minimum credit score you are required to have in order to be approved for their card?

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Leo Zhu

When it comes to being approved for a credit card, it can’t be broken down to just a minimum credit score. In fact, there are several factors aside from your credit score that creditors will take into consideration. Some of these factors include your income, the length of your credit history and much more. The actual number of your credit score will still play a very import role in determining just how worthy you are of credit approval. Although I can’t give you an exact number, I can tell you that as long as your credit is in the good range, you should have a decent chance of being approved. If your credit score is anywhere below the fair range, your chances of being approved would be extremely slim.

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Get 0% Intro APR on Balance Transfers and Purchases for 21 months. After that, the APR will be 12.24%-22.24% based upon your creditworthiness.
For Excellent/Good Credit
Earn 1% cash back on gas and grocery purchases. Terms apply.
For Fair Credit
Guaranteed $500 Unsecured Credit Limit
For Bad Credit

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