It can be overwhelming to apply for a new credit card; there really are a ton of great options available. But that’s a good thing, so remember that the choice is yours, and whatever you decide, you’re likely to end up with a great card for you, as long as you do the research first. Luckily, this is easy to do. Think about what kind of card might be best for you: a small business card? A travel rewards card? A secured credit card? Do you have excellent credit, average credit, or are you just now looking for your first credit card and need to establish a credit score? This will affect which type of card you should apply for. Generally, a card with no annual fee, a low APR, and a great cash back rewards program is popular with most consumers. If you have special requirements for your card, such as no foreign transaction fees or a 0% APR balance transfer offer, you can easily search for that as well.