Credit Card Question & Answer

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Credit Card Applications » Questions » User Questions » Student Credit Cards » Hello. I’m concerned about why I keep getting declined for a credit card. I tried ...

Hello. I’m concerned about why I keep getting declined for a credit card. I tried applying for a student credit card with JP Morgan whom I have had a checking account with for a number of years and even they denied me. I don’t want to keep applying with endless denials and have all these inquiries. What should/can I do? Thank you.

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Leo Zhu

Try to find out why you were denied. This information is usually provided in the rejection letter. Also, do not apply for a card too often. Wait a couple of months (up to 6 months) and then apply for another credit card. This will lessen the risk of being denied.

If you are a student you can apply for a student credit card. For example, you can consider the . You may apply for this card even if you have no credit history.

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