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Apply for High Limit Credit Cards

Best Credit Cards with High Limit

from Visa, MasterCard, Discover and
American Express
Almost everybody wishes to be approved for a credit card with a possibly high credit limit. But only those with a good credit rating and well-being on the whole can get a credit line as high as it can be.
High Limit for Excellent Credit
Credit Card for Good Credit with 0% Intro APR
Credit Card for Fair Credit with Low Annual Fee
Increase Limit with Best Card for Bad Credit
  • Save an Additional 25¢ a Gallon for the first three months when you redeem 100 Fuel Points at participating Kroger Family of Stores Fuel Centers.
  • Earn free Groceries faster at Kroger, King Soopers, Dillons Smith´s, Fry´s and QFC; 3 points per $1 spent on Kroger Family of Brand Products.
  • $0 Annual Fee.15
Credit needed:

Excellent Credit
Required FICO score for this card: 750 to 850
You can apply if: you have not been late on any credit card or loan in the last year and make timely payments, you have long lasting credit history and high credit limit; you have never declared a bankruptcy or defaulted loan.

This credit offer is only for people with Excellent credit history.

Have Bad credit history? Click Here!

No credit history? Click Here!

Fair credit? Click Here!

EXCELLENT CREDIT
  • Earn 3 Points for every $1 spent at Harley-Davidson® Dealerships.
  • Earn 2 Points for every $1 spent at Gas Stations, Restaurants, Bars, and Lodging Merchants.
  • No Annual Fee.
Credit needed:

Excellent Credit
Required FICO score for this card: 750 to 850
You can apply if: you have not been late on any credit card or loan in the last year and make timely payments, you have long lasting credit history and high credit limit; you have never declared a bankruptcy or defaulted loan.

This credit offer is only for people with Excellent credit history.

Have Bad credit history? Click Here!

No credit history? Click Here!

Fair credit? Click Here!

EXCELLENT CREDIT

Discover® Card
  • 0% intro APR on BT for 14 Months.
  • 0% intro APR on Purchases
    for 14 Months.
  • 5% Cashback Bonus on up to $1,500 in Purchases at Home Improvement Stores now through June with free and easy sign-up. And 1% Cash Back on all other purchases.±
Credit needed:

Good Credit
Required FICO score for this card: 660 to 740
You can apply if: you missed a couple of payments a while back, your credit history is not long, or you declared a bankruptcy in the past, but now you manage your credit(s) perfectly, which cancelled out past credit troubles.

This credit offer is only for people with Excellent or Good credit history.

Have Bad credit history? Click Here!

No credit history? Click Here!

Fair credit? Click Here!

GOOD CREDIT
  • Affordable Monthly Payments.69
  • No Annual Fee.68
  • No Over Limit Fee.68
Credit needed:

Bad / No Credit
Required FICO score for this card: 0 to 619
You can apply if: you have never had a credit card or haven’t established a credit history yet; your credit has seen bankruptcies or foreclosures.

BAD / NO CREDIT
0% APR for
18 Months
The Longest 0% APR Period For Balance Transfer
Citibank
  • Get 0% Intro APR on Balance Transfers and Purchases for 18 months. After that, the APR will be 11.99%-21.99% based upon your creditworthiness.26
  • There is a balance transfer fee of either $5 or 3% of the amount of each transfer.
  • Citi® Price Rewind searches for a lower price. Learn how you can get lower price after you purchase an item.

This Credit Offer is Only for People with Excellent or Good Credit History.
Have Bad or No Credit History? Click here Fair Credit? Click here

The Limit on Your Credit Card: The Degree of Your Freedom

Every card applicant is eager to be approved for a possibly higher credit line. What factors are the limit determinants?

A credit line amount depends on the card applicants' credit risk. A credit risk degree is determined by a number of factors; they are an income level, a permanent job, a credit history and others. The degree of risk affects the interest rates as well.

Actually, your chances to be approved for a high limit credit card get higher if you already have an account with that credit card company.

Anyway, the wise thing is to shop around and have a good look at the card offers from the different companies. The points to compare are the rates, the credit limits, incentives and bonuses, penalties, and other charges.

Learn more about Credit Limit! Use Credit-Land.com Resources:

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The Right Credit Limit to Improve Credit

High limit on a credit card is a principal point when shopping around for a card offer. Sure, the high limit could not be so high for a limited credit person. It is more wisely to find a credit card with a credit line amount up to your credit capacities.

Credit offers for fair credit are made up especially for those who need support on their way to a good credit rating. The credit line of $3000 is just right to use a credit card smartly. It is high enough to make purchases and to have emergency money. At the same time, not so high limit on your card makes you to be disciplined and act according to your interim credit status.

CHOOSE the RIGHT CREDIT CARD for LIMITED CREDIT!
SET YOUR PARAMETERS:

How long have you had a loan or credit card?

Do you have a credit card or loan? If yes, when did you open your first credit account or get the first loan?
The longer your credit history is, the better credit card you can apply for.

Have you ever been declared bankrupt or defaulted on a loan?

Have you ever been subject of bankruptcy, foreclosure or repossession? Or have you been defaulted on a loan?
If yes, it will negatively influence on your credit score and the range of credit cards you are eligible for.

Have you been late on any credit card or loan in the last year?

Have you missed or delayed payments on your loans?
Frequent credit delays can be negatively noted in your credit history.
YOUR RESULT:

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Month-by-Month Credit Limit Increase

If your customer behavior is far from exemplary, there could be some limit restrictions. Credit card companies provide special credit programs to help build a credit history. You are approved for the initial credit line about $300. But your lenders review your credit limit monthly in order to increase your credit amount. Thus, your chances to get a better credit status are increasing with every passing month.

The banks that offer credit card deals for limited credit consumers provide the opportunities to keep your credit rating growth under a personal control. You've got a 24-hour access by phone and the opportunity to get an online education. Your payment performance is regularly reported to the 3 credit-scoring agencies. So if you use your card smartly, you're sure to improve your credit score!

Average CreditCredit cards for Average Credit
Bad CreditCredit cards for Bad Credit
New CreditCredit cards for New Credit

Credit Card FAQ

The latest questions about high limit credit cards:
How can someone with fair credit get a credit card with a high limit?
Answer:

There are many cards available for people with fair credit. Your credit limit will depend on your credit score as well as your income – the card issuer will want to know that you have enough funds to pay the minimum balance due on your card each month.

Are there any banks that offer a secured credit card account that will permit you to make incremental deposits, say in 1/2 or 1/3 amounts, until the full amount of the deposit is reached, account opened, and card issued? Thanks for your help in advance. I greatly appreciate it!
Answer:

Look at the Capital One® Secured MasterCard® credit card. Once you are approved you can deposit $49, $99 or $200 as collateral. Your security deposit gets you up to a $200 credit line.

Ask your question
FIND OUT YOUR CREDIT SCORE

Credit Card Glossary

  • Credit Limit - Every credit has its own maximum credit amount extended by lender to a client...
    Credit Limit - Every credit has its own maximum credit amount extended by lender to a client. That is the sum of money that a credit card company will allow a card holder to take out at once. This limit is usually based and determined on information contained in the application form.
  • Credit Limit Increase - This is an increment of credit amount so that card holder has access to a larger sum of money...
    Credit Limit Increase - This is an increment of credit amount so that card holder has access to a larger sum of money. The increase can be done after 6 month card use in two possible ways. The first is bank itself increase credit limit as sees that card is in regular and proper use. Second: card holder asks for a higher credit limit by calling or filling special form.

No Pre-Set Limit for Good Credit

Credit cards with no pre-set credit limit are preferred card offers for good credit applicants. The credit card limit is set by a bank depending on the transactions history, the consumer behavior, the payment history and other factors. You set your own limit by your spending as much as you can afford it. The obligatory thing to do is to make the monthly settlement of your credit card bill in full.

The risky thing is credit-scoring agencies use the highest balance on your card instead of the limit to determine the credit utilization (the ratio between the credit limit and the balance on the card). It's better for your credit score to utilize up to 30% of the credit line. How to avoid the undesirable no pre-set limit effects? Try to make a solid charge on the card in order to support a suitable balance, be moderate and calculating.

± Click apply for Terms & Conditions.
15 See Card Terms and Conditions.
26 See the Citi card terms and conditions online.
68 The Fingerhut Credit Account is offered to US residents by WebBank, a Utah-chartered industrial bank, located in Salt Lake City, UT. Member FDIC, who determines eligibility and qualifications for the terms of credit.
69 If you apply and are accepted for a Fingerhut Credit Account issued by WebBank, who determines eligibility and qualifications for the terms of credit.