Credit Card News

Advertising Disclosure is an independent, advertising-supported web site. receives compensation from many credit card issuers whose offers appear on our site. Compensation from our advertising partners impacts how and where their products appear on our site, including, for example, the order in which they may appear within review lists. has not reviewed all available credit card offers in the marketplace.

Credit Card Applications » News » Card Issuers » 2013 Rotating Cash Back Categories Announced

2013 Rotating Cash Back Categories Announced

Add to Favorites:
2013 Rotating Cash Back Categories Announced

Three popular consumer credit cards offer 5% bonus rewards in rotating categories – Discover it, Chase Freedom and Citi Dividend. Chase Freedom has announced details for categories for each quarter. Citi Dividend has provided details for January to March. And for Discover we provide an overview of what to expect for the year.

Chase Freedom quarterly cash back categories

Now through the end of March, Chase Freedom cardholders can sign up to get 5% cash back on purchases made at gas stations, drugstores, and Starbucks. In the second quarter, restaurant and movie theater purchases earn 5%. From July 1to September 30, gas stations, theme parks and Kohl’s department store purchases get the bonus. From October to December, cardholders earn extra cash back at and select department stores that will be announced later this year.

The signup period begins about two weeks before the start of the quarter. It’s not too late to sign up, as long as you do it during the bonus timeframe end. So if you miss an initial date, just remember to register before the period ends. Customers can get 5% back on a maximum of $1500 each quarter, for a total of $75. After that, they will earn an unlimited 1% back on all purchases.

Citi Dividend and Discover bonus categories

Citi Dividend customers can currently get 5% back on purchases, at fitness clubs, and in drugstores. That lasts through the end of March. No information on bonus categories beyond that has been announced. Citi Dividend limits customers to a maximum of $300 in cash back per year.

For Discover cardholders, January through end of March is the time to dine out and go to the movies. Restaurant and movie purchases earn the 5% bonus. From April 1 through June 30, the 5% categories will be for “Spring Style” – usually department stores, apparel and shoe stores – but details will be announced closer to the date. It’s “Summer Fun” bonus time for cardholders from July 1 through September 30. Usually that means gas stations, hotels, amusement parks and other vacation offerings. In the final quarter of the 2013, Discover cardmembers will get extra cash back for “Holiday Shopping.” Last year that included any online purchase, and may include toy stores and department stores so watch for details later this year.

Maximum earning for Discover is 5% back on $1500 in purchases, and 1% thereafter. Registration for the bonus begins a month before the quarter kicks off.

Don’t forget to sign up

Cardholders must sign up for the extra 5% cash back, either online or by phone. Go to your credit card’s website and log into your account to sign up for alerts.

Add to Favorites:

Related News:

Cash Back Credit Card Offers Heat Up Summer
Cash Back Credit Card Offers Heat Up Summer

By Elizabeth Nelson, Posted: July 12, 2013

This summer, credit cardholders can get 5% cash back on gas, car rentals, theme parks, movie theater tickets, and even back-to-school shopping. Find out which cards will get you what. Continue reading
Where to Buy Jewelry and Flowers for Valentine’s Day
Where to Buy Jewelry and Flowers for Valentine s Day

By Elizabeth Nelson, Posted: February 08, 2013

If you’re looking for a Valentine’s gift for your sweetheart, don’t miss these special offers from Citi, Chase, and Discover. Continue reading
Bonus Cash Back Offers Target Springtime Spruce-Ups
Bonus Cash Back Offers Target Springtime Spruce-Ups

By Elizabeth Nelson, Posted: April 10, 2014

Rotating cash back categories at Chase and Discover will put some extra money in the pockets of people fixing up their homes this spring. Through the end of June, Discover is offering 5% cash back on purchases at home improvement stores, ... Continue reading
Get the latest news, articles and expert advice delivered to your inbox. It's FREE.
You could turn $200 into $400 with Cashback Match™. Get a dollar-for-dollar match of all the cash back you’ve earned at the end of your first year, automatically.
For Excellent, Good Credit
Unlimited 1.5x rewards on every purchase, every day. For every $1 you spend, you earn 1.5x Miles.
For Excellent, Good Credit
No Annual Fee
For Bad Credit