Credit Card News
Advertising Disclosure is an independent, advertising-supported web site. receives compensation from many credit card issuers whose offers appear on our site. Compensation from our advertising partners impacts how and where their products appear on our site, including, for example, the order in which they may appear within review lists. has not reviewed all available credit card offers in the marketplace.
Credit Card Applications » News » Card Issuers » Capital One Introduces Free Credit Monitoring

Capital One Introduces Free Credit Monitoring

Add to Favorites:
Capital One Introduces Free Credit Monitoring

Credit Tracker, a new interactive tool from Capital One, allows customers to get their credit score for free anytime and provides tips on how to improve it. The service provides access to credit bureau summaries, fraud alerts, credit report cards, and even has a simulator that lets someone see how financial decisions might affect their credit score.

The Tracker is part of the Capital One app, which is available for iPhones and Android devices. An online version will be available on the website in April.

Getting on track

Credit Tracker offers people free access to their TransUnion score, whether using the app or the online portal. Cardholders can also review their credit bureau summary, which includes account balances, how many accounts they have open, monthly payment history, and how many credit inquires have been made.

Report cards are not just for students. Cardholders receive a credit report card, which gives them a letter grade in five or six key areas that impact their credit score like credit utilization, on-time payments, credit line history and new accounts.

A credit-monitoring feature is also included to provide users with another layer of security and alert them to potential identity theft or fraud. An alert will be sent when a new account is opened in their name, or when changes are made to key information in already existing accounts such as work or address information.

Foretelling your financial future

Everyday financial decisions can affect credit scores, so Capital One has included a simulator that allows members to see how financial choices they might make each day can impact their score. Customers can use the tools as often as they want or need to.

Capital One Financial Corporation is headquartered in  McLean, Virginia, and owns Capital One, N.A., and Capital One Bank (USA), N.A. They provide offer a wide range of financial services to consumers, as well as small businesses and commercial clients.

Add to Favorites:

Related News:

Personal Finance is a Conundrum For Millennials

By Dar Dowling, Posted: November 10, 2015

Millennial's might need some schooling on personal finance, according to a new study by Experian, which shows that despite the fact they are worried about their financial futures, many don't have the information they need to get their ... Continue reading
New Capital One App For Understanding Your Credit Score

By Dar Dowling, Posted: March 24, 2016

If you have ever thought you wanted to learn more about your credit score, in terms of how it works or even keeping track of it more effectively, Capital One is rolling out a new free app and website to help you do just that – called ... Continue reading
Discover Rolls Out Free FICO Scores to All Cardholders

By Elizabeth Nelson, Posted: February 10, 2014

Discover it customers got access to their FICO scores last November, but now anyone with a Discover card will find their free FICO score printed on their monthly statement. Continue reading
Get the latest news, articles and expert advice delivered to your inbox. It's FREE.
Unlimited 1.5x rewards on every purchase, every day. For every $1 you spend, you earn 1.5x Miles.
For Excellent, Good Credit
You could turn $200 into $400 with Cashback Match™. We’ll automatically match all the cash back you earn at the end of your first year. New cardmembers only.
For Excellent, Good Credit
Guaranteed $500 Unsecured Credit Limit
For Bad Credit