Credit Card News
Advertising Disclosure
Credit-Land.com is an independent, advertising-supported web site. Credit-Land.com receives compensation from many credit card issuers whose offers appear on our site. Compensation from our advertising partners impacts how and where their products appear on our site, including, for example, the order in which they may appear within review lists. Credit-Land.com has not reviewed all available credit card offers in the marketplace.
Credit Card Applications » News » Promotions » Disney Premier Visa Card Sprinkles Fairy Dust Rewards on Big Disney Spenders

Disney Premier Visa Card Sprinkles Fairy Dust Rewards on Big Disney Spenders

By
Add to Favorites:

Thanks to JPMorgan Chase`s new Disney Premier Visa credit card, the happiest place on earth just got a little happier – that is, if you often visit the Magic Kingdom with little princesses and princes in tow, clamoring for photo ops with their favorite characters and asking for another Mickey hat, another Ariel doll, and more Cinderella paraphernalia than you can shake a magic wand at.

Is it worth getting this card for a one-time trip, or do the rewards it offers make it a good card for people who aren`t planning a Disney trip? Let`s do a little Credit-Land.com investigation.

  • The card comes with a $49 annual fee, which is cancelled out for the first two years by the $100 statement credit you`ll earn just by using your card for the first time. After that, you`ll still get socked with the fee, so make sure your rewards cover the cost.
  • The Disney card is a cash back card, offering 2% cash back on purchases made at restaurants, gas stations, grocery stores, and at Disney locations. These 2% cash back categories don`t rotate seasonally like they do with many cards, which is nice for people who drop a lot of dough on gas, groceries, restaurants and Disney – in other words, most parents of small children. All other purchases earn 1% cash back.
  • When you spend $50 or more at a Disney store (brick and mortar or online and disneystore.com) you`ll get 10% off, taking the edge off some of those Disney princess dolls your kids beg for incessantly, even when you aren`t vacationing at the Kingdom itself.
  • There`s a 0% introductory APR for six months when you buy a vacation package from Disney, so if your family is planning a big trip, that alone may make the card worthwhile for you – if you pay it off within the allotted six months, of course. After that, the APR jumps to 14.24%. Disney vacation packages range from about $100 up to $10,000, so everyone from street-rat Aladdin to Princess Jasmine can find something to suit their budget.
  • Once you`ve set foot in the Magic Kingdom, you`ll find the best rewards, including an exclusive opportunity for your child to mingle with favorite Disney characters and receive a free 5 x 7” photo, chances to redeem your cash back for rewards like tickets to shows, and purchases at Disney hotels and restaurants.

All in all, if you`re a parent or grandparent who`s going to shell out for Disney loot anyway, and especially if you`re already plotting your trip to any of the Disney theme parks, you may save a bundle with the Disney Premier Visa card. Think about your spending habits – even if you don`t have kids of your own, are you a doting aunt or uncle who wants to shower the kids in your family with gifts from Disney stores?

If not, then the annual fee may not make sense. This card is best for those who love Disney and plan to spend money there anyway. So if you believe in fairies, close your eyes, clap your hands, and apply for the Disney Premier Visa credit card. Tinkerbelle will thank you, and so might your wallet.

Add to Favorites:

Related News:

Free Pizza on Papa John’s & VISA

By Dar Dowling, Posted: December 6, 2016

Eating pizza while watching a football game is a time-honored American tradition, so it’s not surprising that VISA, has teamed up with Papa John’s to give fans a little more this season. If fans use Visa Checkout they can take advantage of ... Continue reading
USAA Digital Wallet Gets an Upgrade

By Dar Dowling, Posted: December 5, 2016

USAA has upped the ante with their digital wallet, making it a bit more like an everyday wallet by adding in six additional features, so people can now include everything from their automobile information to insurance cards in their ... Continue reading
Global Fraud On Hackers To-Do List This Season

By Dar Dowling, Posted: December 2, 2016

With the holiday shopping season upon us, retailers around the world can expect a 12% bump in online fraud when compared with data from the holiday season last year. Continue reading
Get the latest news, articles and expert advice delivered to your inbox. It's FREE.
Earn cash back twice on every purchase with unlimited 1% cash back when you buy, plus an additional 1% as you pay for those purchases.
For Excellent/Good Credit
2X points on gas, utility and grocery store (excluding Target® and Walmart®) purchases and 1X points on all other purchases
For Fair Credit
Earn 1% cash back on gas and grocery purchases. Terms apply.
For Fair Credit