Just in time for the holiday season when people will be out shopping and getting ready to travel, Citi has upped the coverage on benefits they offer cardholders. The programs getting an upgrade include Citi Price Rewind, Trip Cancellation & Interruption Protection, Worldwide Car Rental Insurance, Trip Delay and Lost Baggage Protection.
“We now offer the longest coverage period of any major credit card company for damage and theft purchase protection.” said Paula Kelley, Managing Director, Customer Solutions, Citi Cards.
Better prices, more coverage
Whether buying a computer, a smartphone or something else, merchandise is covered against damage or theft for 120 days after purchase. Each item is covered for up to $1,000, but Citi Prestige or Citi AAdvantage Executive cardholders are covered for up to $10,000 per item.
If the item is covered with its own warranty of 5 years or less, Citi cardholders receive an extra year of coverage, and its doubled if the warranty is for under a year, up to $10,000. Citi Prestige and Citi/AAdvantage Executive cardmembers are covered for up to $50,000 per year.
The Citi Price Rewind program now searches for the best price for sixty days, and refund the difference in price up to $300 per item and $1,200 per year.
Travelers get a boost
Renting a car, and wondering whether or not to take the insurance? If you have a Citi card you are covered for theft and damage up to $50,000 when paying with an eligible card, and declining the rental company’s collision and damage insurance. Individuals with one of Citi’s travel rewards cards, including the ThankYou Premier or Citi Prestige, are covered for up to $100,000.
Citi has increased the number of reasons they will reimburse people for non-refundable expenses. Everyone is covered for up to $1,500 annually, but some may be covered up to $5,000 depending on the card they have.
Individual with one of Citi’s travel cards get a few more perks including:
- When delayed for 12 hours or more, people are reimbursed for meals, hotel rooms, toiletries, and ground transportation, up to $500 a trip. Citi Prestige and Citi AAdvantage Executive cardholders get the same benefits for delays of 3 hours or more.
- Lost Baggage Protection offers coverage up to $3,000 per person, per trip when baggage is lost or stolen. In New York the amount is $2,000. Coverage includes: cameras, jewelry, skis and golf clubs. And if baggage is delayed they will be reimbursed for essentials, up to $100 per trip.
- If a medical emergency happens on a trip, medical evacuation protection will pay up to $100,000 to get Citi Prestige and Citi AAdvantage Executive holders home or into an appropriate medical facility.
- Citi Prestige and Citi AAdvantage Executive cardholders may be reimbursed up to $500 per ticket when events are canceled or missed due to bad weather, venue cancellation, or accident delays. Lost tickets are also covered.