Credit Card News
Advertising Disclosure
Credit-Land.com is an independent, advertising-supported web site. Credit-Land.com receives compensation from many credit card issuers whose offers appear on our site. Compensation from our advertising partners impacts how and where their products appear on our site, including, for example, the order in which they may appear within review lists. Credit-Land.com has not reviewed all available credit card offers in the marketplace.
Credit Card Applications » News » Other » Giving Smart This Holiday Season

Giving Smart This Holiday Season

By
Add to Favorites:
Giving Smart This Holiday Season
December
10

The holiday season is about giving, and many charities depend on end-of-year donations. However, it pays to be careful about the causes you support because there are scammers out there looking to take advantage of holiday generosity.

Getting the lowdown on scams

It can be tempting to just pull out your credit card and make a donation when you get an email or phone call from a charity, or even see a link on Facebook or another site, but don’t do it.  Scammers count on people having a knee-jerk reaction, often making their pitches look and sound as realistic as possible.

Take your time and give some thought to the charity you’re considering donating to. To help consumers do their homework, the Better Business Bureau has teamed up with Western Union to create the BBB Scam Stopper.

The BBB has reviewed over 11,000 charities on their website. There is also information on how to avoid scams and the newest ones to watch out for this season. Consumers can also sign up for scam alerts or review them on the site.

Holiday tips for giving wisely

Giving donations directly to the charity is one of the keys to making sure your money goes to the needy, and not to scammers. Never send money to a person who works for the organization. If someone asks you to do that, it’s a red flag for fraud.

Credit card and banking information can be a goldmine for thieves, so don’t share this information with an organization you’re not sure about. Emails or texts may include links to websites. It’s best to go directly to an organization’s website.

Links embedded in emails can take you to sites designed to harvest your financial information or download malware onto your computer, both of which can put you at risk for fraud.

The Better Business Bureau was founded over 100 years ago. It provides consumers with information on businesses and brands, as well as charities. Consumers can also file complaints with them.

Add to Favorites:

Related News:

Charitable Giving in Full Swing

By Dar Dowling, Posted: December 26, 2014

While the holiday season can mean picking out the perfect gift, and getting a few too, for many Americans it also means giving back by donating to charities. Eighty percent of people plan on giving their time, money or something else to ... Continue reading
AmEx Fighting Childhood Hunger This Season

By Dar Dowling, Posted: December 06, 2013

Dining out is part of holiday fun for many of us, but what if you could help feed children less fortunate by using your credit card to pay for your meal? This holiday season American Express members can do just that. The card issuer has ... Continue reading
Things to Watch Out For This Holiday Season

By Dar Dowling, Posted: November 28, 2014

‘Tis the season for shopping, and whether that means buying in stores on online, consumers should keep fraud in mind in the wake of data breaches at several big-name retailers this year. Continue reading
Get the latest news, articles and expert advice delivered to your inbox. It's FREE.
Get 0% Intro APR on Balance Transfers and Purchases for 21 months. After that, the APR will be 12.24%-22.24% based upon your creditworthiness.
For Excellent/Good Credit
1% cash back on select purchases, terms apply
For Fair Credit
Guaranteed $500 Unsecured Credit Limit
For Bad Credit