U.S. Bank has rebranded its small business credit cards as Business Edge, and they’ve added the Business Edge Select Rewards card for cardholders. It offers a sign-up bonus, flexible redemption options and triple points on one category chosen by the cardholder.
The Business Edge branded cards also give business owners access to a wide range of tools to manage spending and cash flow.
The edge on rewards and points
With this new card businesses get 10,000 bonus points after spending $500 in the first 90 days after receiving the card.
Members earn triple points on purchases in one of three categories:
Business purchases (utilities, office supplies, shipping, advertising, telecommunications and other kinds of professional services)
Automotive purchases and services (tolls, trips to the car wash, repairs, gas, and servicing)
Travel and entertainment expenses (airfare, hotels, and dining out)
Other purchases earn one point per dollar. There is no limit to how many points can be earned. Businesses can redeem points for merchandise and travel, as well as a statement credit to reduce their overall balance.
There is no annual fee for this card, and cardholders get a 0% APR on purchases for the first nine billing cycles.
Some things stay the same
The re-branded cards in the US Bank Business Edge portfolio include:
Business Edge Cash Rewards Card
FlexPerks Business Edge Travel Rewards Card
Business Edge Platinum
Business Edge Charge Card
Business Edge Check Card
The credit card line also comes with free tools like Visa Savings Edge, FlexControl and ScoreBoard, designed to assist business owners with better managing cash flow and spending, while also earning rewards.
Small business owners can also opt to sign up for Visa payment controls, a new service, which allows them to set parameters on company cards, in terms of when and where they can be used. All cardholders get 24/7 access to small business specialists.
U.S. Bank is the 5th largest commercial bank in the U.S. with 3,081 banking offices in 25 states. They offer a wide range of services to consumers, institutions and businesses.