Add content to your siteJoin our affiliate program
Credit Card Applications
News about Credit Cards

Discover Credit Card Progress

[04:57:15 AM Thursday, May 15, 2008]

Discover Credit Card Ranks 1 in Consumer Loyalty in 2008

According to Brand Keys, Inc., a research firm studying credit card brands that enjoy the highest rate of customers' loyalty, Discover credit card ranks ?1 among major card issuers. Discover Financial Services refer the great achievement to the ever lasting efforts on the part of services representatives to satisfy each customer on a case-by-case high quality basis.

Leaving such giants as Visa, MasterCard, American Express and Capital One behind, Discover Card does deserve the first place and not undue to its hard attempts to keep in line with the changing market conditions and handle them in accordance with customers' needs.

Discover credit card business has been going forward at a steady gait and part of its progress is certainly due to the company's promotion programs. Just remember Discover's marvelous rewards marketed during the previous Christmas campaign or its special program for parents in Parents magazine.

Based on Brand Keys' research, Discover Card carries the palm thanks to the ability to comply with the four major movers of customers' loyalty - Fees and Flexibility, Rewards and Services, Ease and Speed of Interactions and Protection and Precision.

The progress of Discover's steady promotion of it powerful cash back rewards program is sure one of the determining factors in customers' long-lasting loyalty. Discover cardholders claim that their benefits from 5% cash back bonuses and 1% automatic cash back bonuses on all purchases surpass all their expectations.

Special appreciation was given to Discover's miles rewards programs which are of most interest to business owners as they allow collecting miles at gas, travel purchases and other business-related purchases.

All the adored rewards' value would perhaps be reduced to nothing, but for Discover's first-quality customer services, online account management, credit cardholders rights protections and insurances.

For instance, one of the company's online resources, A Guide to Using Credit Wisely, teaches customers who are new to credit or are improving their rating a smart credit card use and also gives them sound advice on how to deal with fraud and identity theft.

Different types of online calculators, credit score tracker and everyday financial advice trainer (Discover EDGE) all are committed to make Discover cardholders more reasonable in card spending and smarter in managing their daily finances.

All this made for the steady interest and trust in Discover Financial Services company and Brand Keys research proves it.

Now that Discover has bought Diners Club International, its business field is expected to successfully develop on the European credit card market. Will Discover gain the same recognition in the old world? This question might take a very short time to answer indeed.

Ask a question

Your name

Notify of answers to e-mail

Your question

Enter Number from Picture:

User Name:
rhea
I was wondering about those 0% apr for 12 months offered by Discover Card. After 12 months and I havent paid the balance i have left, do i have to pay the interest incurred and balance after the promo? or the interest applies only to the balance left after the promo?
Answer:

Credit cards with a 0% APR on balance transfers enable you to pay no interest while you pay down your balance within a stipulated period of time. If you manage to pay the entire balance in full within the promo period, you will pay nothing in interest. If you haven't paid your balance after the promo period, the interest will start to apply after the promo period and you will pay down the rest of your balance on the standard rate.

For example, if you transfer $3,000 on a new card, pay down $1,500 within the promo period, after the promo period you will continue paying down the balance on the standard rate. That's why it is highly recommended to pay the balance in full within the promo period if it's possible.

News by year

TOP RATED CREDIT CARDS
Discover® Card
More® Card - American Flag
  • 0% Intro APR on Purchases and Balance Transfers.
  • No Annual Fee.
  • 5% Cashback Bonus® in categories like GAS, Travel, Groceries and many more.*
Apply Now!
Discover® Card
More® Card - Sealife Collection
  • 0% Intro APR on Purchases and Balance Transfers.
  • No Annual Fee.
  • 5% Cashback Bonus®.*
Apply Now!
Discover® Card
More® Card - Clear
  • 0% Intro APR on Purchases and Balance Transfers.
  • No Annual Fee.
  • 5% Cashback Bonus® in categories like GAS, Travel, Groceries and many more.*
Apply Now!
See all popular credit cards

Credit Cards eZine

Credit Advice for Students

For the past few years, college campuses have been a very promising market for banks and credit companies. There has been a lot of talk about the pros and cons of student credit card applications. While some people believe that student credit deals are nothing but a dangerous financial weapon, the others consider credit cards for students as the integral part of financial freedom. Anyway, credit deals for students were readily available in the recent years, but things have changed greatly. And now in tough economic times, youth folks may find it more difficult to get access to credit. So, the question becomes: how to apply for a student credit card in difficult economic times?

Click here to read more...
Maintain Good Credit

All through our lives, we move from one stage to another, and just like that we move from no credit to excellent scores in hopes of getting low interest rates and deals with good terms. When beginners apply for their first credit card, they want to get access to credit and build a solid payment history that will let them borrow money on favorable terms. But even if your FICO is almost perfect, it doesn't mean that you can sit back and relax. Good credit requires much work to be done and if you have good scores, you should know how to manage your credit responsibly without getting far into debt. Read more tips on how to maintain your good credit rating.

Click here to read more...
Choosing Credit Card Offer

When choosing between numerous credit card applications, we want to get the most of our new card. Even though there’s no card that is right for everyone, many credit offers present some tempting features designed to entice you to submit your application online. Whether it’s a large amount of complimentary bonus rewards points or zero interest rates for a certain period of time, you may be enticed to apply for the product that doesn’t fit your individual needs. The question is, how to choose the card that is right for you? Read more about the terms and conditions you should look at when selecting the best credit card.

Click here to read more...
Help Us Improve!

We rely on the feedback from our customers like you in order to improve our site.

Free Servces Credit Cards Help Center Tell a friend about Credit Cards Credit Cards News Credit Cards eZine Credit Education

Special Credit Card Offer

Discover® More Card

Credit Card Applications All content. Copyright © 1999-2009.
Credit-Land.com, Inc.
All rights reserved.