Hawaiian banks and the police last week have reported cases of credit card scam in the island, the same kind of fraud that saw a rise in the United Sates mainland for the past two years.
The Hawaii Bankers Association has raised concerns before the public to be wary of telephone calls which direct account owners to report their credit card numbers to another contact.
Hawaii Bankers Association narrated that their numerous clients have been through the horrible experience of dealing with the thieves at one point or another. Their clients recount that telephone calls are made by the thieves claiming that they are the respective banks of the account owners they're contacting.
What happens next is that the "banks" represented by the thieves tell the account owners that they have a problem verifying data on the security system and that the latter will be facing deactivation of their bank or credit card accounts should they fail to call another phone number and divulge information on their credit card number there.
The thieves state that giving their credit card number to the other phone number they provide is the only way by which the owner can get his or her account activated again.
Thousands of credit card owners have already been through the scam for the last two years now. They don't want other owners to entertain telephone calls of similar nature in the future.
Now that the complaints about the scam saw a rise in Hawaii, Hawaii Bankers Association informs the public to call their real banks right away should they receive these kinds of calls. Using the bank's phone number which you have in your contacts and have successfully used in your transactions in the past should be a basic thing to know.
Hawaii Banker's Association adds that it's best to always verify from the real banks if they encounter troubles with security systems and whether the status of your bank or credit account is in any way affected.
If in case you responded to a phone call by a thief and did as s/he said by contacting another phone number to give your credit card information, Hawaii Bankers Association says that the solution is to still report the incident to your bank. The bank shall automatically cancel your account to preclude any illegal activity.
Hawaii Bankers Association emphasizes on the importance of always being watchful of your credit card activities so that bank accounts and credit files or the credit history only reflect what you authorize. This is in response to the possibility of you being robbed but is still unaware about it.