Credit Card News

Advertising Disclosure is an independent, advertising-supported web site. receives compensation from many credit card issuers whose offers appear on our site. Compensation from our advertising partners impacts how and where their products appear on our site, including, for example, the order in which they may appear within review lists. has not reviewed all available credit card offers in the marketplace.
Credit Card Applications » News » Other » Top Reward Apps for Shoppers

Top Reward Apps for Shoppers

Add to Favorites:
Top Reward Apps for Shoppers

If you’re tired of digging for your store loyalty card at the register, now there’s an app for that. Retailer loyalty programs are a great way to save money, but if customers can’t find their cards or haven’t linked their phone numbers with the account, they can lose out on savings.

The average American household has 22 of these loyalty program memberships, according to Consumer Reports. That’s a lot of cards. But now there’s no need to cram them all into your wallet or onto your keychain. Several different store loyalty apps are available to make savings easier for shoppers.

This month’s issue of Consumer Reports’ ShopSmart magazine highlights the best loyalty apps and gives a rundown on their top picks for retail programs that pay off with big savings for shoppers.

  • Belly is a rewards program that lives inside your smartphone. Retailers can use the program instead of punch cards, stamps or other rewards-tracking systems. Customers sign up for Belly and download the app, then scan their phone at the register to keep track of their purchases. When it’s time for that free 10th cup of coffee, Belly alerts both the customer and the retailer.

  • Front Flip is another scanner-based smartphone app. Like Belly, customers scan codes to track rewards at retailers that participate in the Front Flip program. Shoppers look for QR codes, scan them, and collect freebies like fries, pizza toppings and more. (Restaurants like Wendy’s and Burger King participate with Front Flip.)

  • Key Ring differs from Belly and Front Flip in that it doesn’t require specific retailers to participate in their program. Instead, it lets customers load their current rewards cards into the app and use them at the grocery store or drugstore. Users take pictures of the bar code and enter their information to store the card in the Key Ring virtual rewards wallet. They can also sign up for new rewards programs right from the app.

Looking outside the smartphone app box, Consumer Reports names Best Buy Reward Zone, Amazon Rewards, Target REDcard and Macy’s Star Rewards as a few of the customer loyalty programs that give shoppers the most bang for their buck. Of these, Amazon, Macy’s and Target all require customers to apply for a credit card to join the program. Only Best Buy offers their loyalty savings plan to customers without a store credit card. The whole report can be found here.

Add to Favorites:

Related News:

Paying Has Never Been So Easy

By Dar Dowling, Posted: September 19, 2013

Technology has changed the way we communicate, but it’s also had a huge influence on how Americans shop and pay bills. Whether you are buying a dress, purchasing a book or picking up the check at a restaurant, technology has made paying ... Continue reading
PayPal Takes Contactless Payments to the Next Level

By Elizabeth Nelson, Posted: September 24, 2013

Imagine walking into a store you’ve never been to before, having a salesperson greet you by name, and then making a purchase without pulling out your wallet. PayPal’s new Beacon device aims to make that scenario a reality, giving people a ... Continue reading
Turn Your Smartphone into a Wallet

By Dar Dowling, Posted: February 26, 2014

Loop, a mobile payment startup, wants to make using your smartphone at the cash register as natural as pulling out your credit card or cash. The company has introduced LoopWallet, an app and key fob combination which can turn an iPhone ... Continue reading
Get the latest news, articles and expert advice delivered to your inbox. It's FREE.
Unlimited 1.5x rewards on every purchase, every day. For every $1 you spend, you earn 1.5x Miles.
For Excellent, Good Credit
Get a dollar-for-dollar match of all the cash back you’ve earned at the end of your first year, automatically.
For Excellent, Good Credit
Guaranteed $500 Unsecured Credit Limit
For Bad Credit