COMPARE CREDIT CARDS WITH VETERINARY CARE CARDSKeeping your pet comfortable and healthy involves a lot of effort and money. Pets need regular veterinary checkups, vaccinations, teeth cleaning, medication, and additional care if a pet has a chronic disease. Routine appointments and emergency situations may require additional financing. There are a lot of plans offered out there from veterinary payment plans and healthcare credit cards to regular credit card offers. Veterinary financing is good for emergency situations when you need money fast. It is an expensive type of financing as it's usually offered at a high interest rate, but there can be differed interest options for 6, 12, and 18 months. You can use it at participating veterinarians only and cannot use for anything other than healthcare. Traditional credit cards have lower interest rates and give you more flexibility as you can use them at different veterinarians and anywhere else. They can have 0% interest APRs for up to two years and bonus promo offers for new cardmembers. When you use a regular credit card to pay vet bills, use these three simple rules:
- pay bills on time to make sure you won't lose that 0% intro APR;
- work out a repayment plan to make sure you will pay off the card balance by the end of the promo period;
- don't put other purchases on the card until the veterinarian bill is paid off.