Student Credit Cards
Advertising Disclosure is an independent, advertising-supported web site. receives compensation from many credit card issuers whose offers appear on our site. Compensation from our advertising partners impacts how and where their products appear on our site, including, for example, the order in which they may appear within review lists. has not reviewed all available credit card offers in the marketplace.

Student Credit Cards

Add to Favorites:
Student Credit Cards

The credit card companies opened their doors for the young consumers not very long ago. But almost every 18-year old knows that he or she needs a credit card in order to build credit history.

College seems to be the right place to start! College students are offered to fill out tones of credit card applications to find the right credit card.

But getting the first credit card is not a simple decision. So here are some tips for better understanding student credit card offers.

Students can get approved for student credit cards easily. They can have a little credit or no credit at all. A great variety of banks offer credit cards for students.

These cards can be very beneficial. Students can enjoy 0% APR, no annual fees and different rewards.

So the first step you have to make is to shop around for the best credit card for you.

When I was in college, there were many credit card companies, who had their employees walking around the campus offering free T-shirts, hats, pens, etc. In exchange we had to fill out credit card applications.

Or they had our school logo on their credit cards and everyone wanted to get them to support our school spirit.

Remember it is not a wise way to find a good student credit card! It is not all about free stuff or school spirit! Read all the terms and conditions this credit card offers and find out if you really need it.

If you are applying for a credit card with reward, find out what exactly you are getting. For example if you are getting points find out how many you need to be qualified for the reward.

Be honest with yourself! Realize that you are making a big decision that can influence your financial future! Think carefully if you are responsible enough, if you have enough money to pay off the debt, if you can spend wisely!

We all know that credit card companies are aware of the fact that young people are more likely to make mistakes. Therefore they can charge you with high interest rate or with huge late fees.

Always keep in mind that student credit card doesn't offer free money. Owing it, you have a responsibility to pay back! Don't get more that one credit card when you are in college. You simply won't handle two or more.

Don't forget that the first credit card can make you or break you!

I remember a lot of my mates from college who were almost completely broke after college! They graduated college not only with diplomas, but also with a huge credit card debt.

If you take the decision of getting student credit card responsibly and use it wisely you will never leave college with uncountable debt and bad credit history!

Add to Favorites:
Get the latest news, articles and expert advice delivered to your inbox. It's FREE.

Other Cardholder Benefits Research:

Related Research:

How to Get Free Wi-Fi in the Air

By Herbert Moore, Posted: September 28, 2016

Sometimes in-flight Wi-Fi is the bare necessity when you travel abroad or within the country. However not all airlines offer free in-flight Wi-Fi. There is only a couple of airlines that will allow you to use Wi-Fi ... Continue reading

Amazon Credit Cards Review

By Allison Martin, Posted: May 30, 2016

When was launched 20 years ago, few could have envisioned how far the company would come. What was once an online specialty bookstore is now an Internet juggernaut that sells nearly anything and has made major inroads into ... Continue reading

How Much Do Shell Cards Really Save on Gas?

By Allison Martin, Posted: April 20, 2016

There is an endless amount of gas cards on the market, and practically every major gas station, including Shell, has options to choose from. In fact, Shell offers two options for gas cards for consumers. Continue reading