Staying safe while traveling with credit cards
Advertising Disclosure is an independent, advertising-supported web site. receives compensation from many credit card issuers whose offers appear on our site. Compensation from our advertising partners impacts how and where their products appear on our site, including, for example, the order in which they may appear within review lists. has not reviewed all available credit card offers in the marketplace.
Credit Card Applications » Research » Guides » Travel with Credit Cards » Staying safe while traveling with credit cards

Staying safe while traveling with credit cards

Add to Favorites:

Going on a vacation are always exciting. There is so much to plan for and so much to organize before you depart. In addition to the various aspects associated to travel, it is important to consider some tips that will make traveling with credit cards safer. It will definitely have you feeling more secure on your trip. It may not be possible to always carry cash around in the new destination. If you are traveling out of the country, there is the matter of currency conversion as well. You may want to opt for a good credit card as it will be easier to use for transactions, anywhere you go. Considering a few tips to make traveling with card safer will make your entire trip memorable.

Traveling with credit cards can be good provided you have done the needful to ensure you get the most out of it. First thing to do, when you are planning a vacation out of the country, is to inform your bank. This will make it easier during transactions and you won’t have to deal with any embarrassment such as your card being declined after a sumptuous meal. Credit cards are carefully monitored for any fraudulent activity. If your card suddenly has some amount billed on it from a foreign location, the bank will have a tendency to block it if they are not aware that you are traveling. It helps inform them in advance.

The interbank exchange rates make it easier to use credit cards when traveling. You may still want to do your research so you do not get surprised when the bills come in. Make sure you know of any foreign transaction fees that may be levied. Some cards will offer lower fees, check with your bank before traveling. Also clarify how foreign transactions are listed on your credit card statements. Does booking a ticket from a foreign location from your country result in additional fees? You should definitely find out.

Make sure you verify the credit limit available when taking your credit card with you. Sometimes you may not have gotten an extension as you requested on the date of travel. If your credit limit is still at a lower level than you had hoped for, you may want to spend accordingly. In addition, opt for a MasterCard or Visa card that is compatible with your travel destination. Though other credit cards can be carried along, the approval rules may not hold good for all destinations.

Add to Favorites:
Get the latest news, articles and expert advice delivered to your inbox. It's FREE.

Other Travel with Credit Cards Research:

Related Research:

How to Get Free Wi-Fi in the Air

By Herbert Moore, Posted: September 28, 2016

Sometimes in-flight Wi-Fi is the bare necessity when you travel abroad or within the country. However not all airlines offer free in-flight Wi-Fi. There is only a couple of airlines that will allow you to use Wi-Fi ... Continue reading

Amazon Credit Cards Review

By Allison Martin, Posted: May 30, 2016

When was launched 20 years ago, few could have envisioned how far the company would come. What was once an online specialty bookstore is now an Internet juggernaut that sells nearly anything and has made major inroads into ... Continue reading

How Much Do Shell Cards Really Save on Gas?

By Allison Martin, Posted: April 20, 2016

There is an endless amount of gas cards on the market, and practically every major gas station, including Shell, has options to choose from. In fact, Shell offers two options for gas cards for consumers. Continue reading