Staying safe while traveling with credit cards

Advertising Disclosure

Credit-Land.com is an independent, advertising-supported web site. Credit-Land.com receives compensation from many credit card issuers whose offers appear on our site. Compensation from our advertising partners impacts how and where their products appear on our site, including, for example, the order in which they may appear within review lists. Credit-Land.com has not reviewed all available credit card offers in the marketplace.

Credit Card Applications » Research » Guides » Travel with Credit Cards » Staying safe while traveling with credit cards

Staying safe while traveling with credit cards

By
Add to Favorites:

Going on a vacation are always exciting. There is so much to plan for and so much to organize before you depart. In addition to the various aspects associated to travel, it is important to consider some tips that will make traveling with credit cards safer. It will definitely have you feeling more secure on your trip. It may not be possible to always carry cash around in the new destination. If you are traveling out of the country, there is the matter of currency conversion as well. You may want to opt for a good credit card as it will be easier to use for transactions, anywhere you go. Considering a few tips to make traveling with card safer will make your entire trip memorable.

Traveling with credit cards can be good provided you have done the needful to ensure you get the most out of it. First thing to do, when you are planning a vacation out of the country, is to inform your bank. This will make it easier during transactions and you won’t have to deal with any embarrassment such as your card being declined after a sumptuous meal. Credit cards are carefully monitored for any fraudulent activity. If your card suddenly has some amount billed on it from a foreign location, the bank will have a tendency to block it if they are not aware that you are traveling. It helps inform them in advance.

The interbank exchange rates make it easier to use credit cards when traveling. You may still want to do your research so you do not get surprised when the bills come in. Make sure you know of any foreign transaction fees that may be levied. Some cards will offer lower fees, check with your bank before traveling. Also clarify how foreign transactions are listed on your credit card statements. Does booking a ticket from a foreign location from your country result in additional fees? You should definitely find out.

Make sure you verify the credit limit available when taking your credit card with you. Sometimes you may not have gotten an extension as you requested on the date of travel. If your credit limit is still at a lower level than you had hoped for, you may want to spend accordingly. In addition, opt for a MasterCard or Visa card that is compatible with your travel destination. Though other credit cards can be carried along, the approval rules may not hold good for all destinations.

Add to Favorites:
Get the latest news, articles and expert advice delivered to your inbox. It's FREE.

Other Travel with Credit Cards Research:

Related Research:

Interest Free Credit Cards: Pay No Interest Until 2019

Interest Free Credit Cards: Pay No Interest Until 2019

By Credit-Land, Posted: May 23, 2017

Carrying a balance on a credit card is wasting your money on interest fees. It is easy to avoid interest payments on purchase transactions by paying off the entire card balance by the due date each month. But what to do if you are already ... Continue reading
Dashlane: Password Management and Shopping Ease in One Simple Product

Dashlane: Password Management and Shopping Ease in One Simple Product

By Angela Rose, Posted: May 3, 2017

Are you terrible at remembering passwords? Are you so terrible, in fact, that you often use the same one for multiple websites? If so, you’re not alone. Continue reading
SoFi Making Lending Social

SoFi Making Lending Social

By Dar Dowling, Posted: April 26, 2017

Since 2011 SoFi, a San Francisco based online lending company, took the lending industry by storm, when they became the first online lender giving people access to affordable student loan refinancing. Continue reading