What to do With Your Credit Card before Your Trip
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What to do With Your Credit Card before Your Trip

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Trips and vacations can be spoiled just by simple credit card mistakes. So before you board the plane, make sure that you've done what you have to do with your plastic card.

When traveling, always have photocopies of your documents, plane ticket and of course your credit card; make sure that they are photocopied back and front. Leave few copies with your friend or a relative back home and into your luggage. This is a wise thing to do so in case you lose your credit card, you can cancel it right away. ( having all the details with you will make it easier for you to cancel it). Some cardholders forget which banks the credit card is with and knowing where it is with will save you a lot of time calling home to check your issuer.

Some banks have automatic deactivation features. Credit cards which had been swiped more than six times in a day could be automatically cancelled by banks as a measure to prevent fraudulent use of your card. Before you leave, make sure you notify your provider of your plans of traveling overseas to avoid deactivation.

When you decide to use your credit card when traveling internationally, be warned of the conversion rates that may apply. If you have multiple cards, ask your issuer about the fees regarding foreign exchange conversion then choose the card which provides you the best deals and rates.

You often hear of people suggesting that you make several photocopies of your credit cards when you travel. While this could be helpful in remembering the details of your credit card, it will also be a reason for you to expose your identity to fraud. If you have the feeling that you need to carry with you credit card photo copies then blacken out important details like your name and the expiration date. This way, there would be no way your identity would go to the hands of scammers.

Whatever the purpose of the trip is; leisure or businesses make it a point that everything is well taken care of for a worry-free trip. Simple mistakes regarding credit cards may not be seen by a lot as something very crucial but from now, it should be considered as something as important as leaving with the passport always in your bag or luggage.

Be a responsible credit card holder and you'll enjoy the benefits of being one.

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