This travel rewards credit card for businesses has a relatively low annual fee, offers double reward miles on purchases that businesses make often, and gives VIP perks to employees who find themselves in airports frequently. The CitiBusiness AAdvantage World Master Card also offers tools like quarterly and year-end reports, the Citi Personal Business Assistant, and the ability to set spending limits on employee cards.
|Credit level recommended:||Excellent/Good|
|APR on purchases:||15.24% (Variable)|
|Annual fee:||$95, waived for first 12 months26|
Spend just $1,000 in the first three months and get 30,000 bonus miles to use on flights with American Airlines or any of its partner airlines. Get double miles on select purchases. Earn a companion ticket each year with qualifying purchases.
Miles are earned at the rate of one per dollar spent, except for purchases made at office supply stores, on telecommunications, and at car rental agencies – those earn two miles per dollar. American Airlines purchases also earn two miles per dollar spent. Each year when you renew your card you’ll get a 5% bonus on the miles you earned that year.
Use your miles to fly on American Airlines or any of its 10 oneworld alliance partners including British Airways, Japan Airlines and Qantas. Fares cost from 25,000 miles up to 130,000 miles depending on type of fare and how you travel. A business class round trip MileSAAver fare goes for 50,000 miles and a business class AAnytime fare costs 100,000. Economy round trips fares can be had for as little as 25,000 miles.
This card offers many benefits for businesses, including the ability to set separate spending limits for each employee and get spending reports each quarter that are broken down by employee. You’ll have access to Citi’s Personal Business Assistant, which is a concierge service for businesses. The assistant can make reservations at restaurants and hotels and help make travel arrangements.
When traveling with American Airlines, you’ll get VIP treatment including priority boarding, first bag checked for free for you and four travel mates, and 25% off in-flight purchases. Each year that you spend at least $30,000 on the card and renew your membership you’ll earn a companion certificate – pay just $99 plus taxes and fees to take someone along when you purchase a qualifying domestic round-trip fare.
Citibank - CitiBusiness® / AAdvantage® World MasterCard®
This card is similar to the Citi Platinum Select AAdvantage Visa Card, but with added benefits for businesses. Both cards have a $95 annual fee and give 30,000 bonus miles as a sign-on incentive, and both offer reward redemption on American Airlines and its partners. The Visa Signature concierge service is comparable to the Personal Business Assistant, but it’s geared toward everyday consumers, not businesses. Businesses will want to take advantage of features like employee cards with spending limits, quarterly reports and year-end summaries, and double miles on common business expenses. Other popular business cards, like the Spark cards from Capital One, do give business reports and double miles, but they don’t offer the same VIP treatment for travelers and don’t have the Personal Business Assistant or concierge service that this card does.