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Expert Review of the CitiBusiness AAdvantage World MasterCard


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Credit Card Applications » Research » Reviews » Citibank » CitiBusiness® / AAdvantage® Platinum Select® World MasterCard® – 30,000 Bonus Miles

CitiBusiness® / AAdvantage® Platinum Select® World MasterCard® – 30,000 Bonus Miles

Updated: May 6, 2015
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CitiBusiness AAdvantage World MasterCard – 30,000 Bonus Miles

This travel rewards credit card for businesses has a relatively low annual fee, offers double reward miles on purchases that businesses make often, and gives VIP perks to employees who find themselves in airports frequently. The CitiBusiness / AAdvantage Platinum Select World Master Card also offers tools like quarterly and year-end reports, the Citi Personal Business Assistant, and the ability to set spending limits on employee cards.

Credit level recommended:

Excellent Credit
You can apply if: you have not been late on any credit card or loan in the last year and make timely payments, you have long lasting credit history and high credit limit; you have never declared a bankruptcy or defaulted loan.

This credit offer is only for people with Excellent credit history.

Have Bad credit history? Click Here!

No credit history? Click Here!

Fair credit? Click Here!

APR on purchases: 15.24% (Variable)
Annual fee: $95, waived for first 12 months26

Special offers:

Spend just $1,000 in the first three months and get 30,000 bonus miles to use on flights with American Airlines or any of its partner airlines. Get double miles on select purchases. Earn a companion ticket each year with qualifying purchases.

Earning rewards:

Miles are earned at the rate of two miles per dollar spent on purchases made at office supply stores, on telecommunications, and at car rental agencies. American Airlines purchases also earn two miles per dollar spent. Each year when you renew your card you’ll get a 5% bonus on the miles you earned that year.

See how bonus miles add up quickly

Redeeming rewards:

Use your miles to fly on American Airlines or any of its 15 oneworld alliance partners including British Airways, Japan Airlines and Qantas. Fares cost from 25,000 miles up to 130,000 miles depending on type of fare and how you travel. A business class round trip MileSAAver fare goes for 30,000 miles and a business class AAnytime fare costs 100,000. Economy round trips fares can be had for as little as 25,000 miles.


This card offers many benefits for businesses, including the ability to set separate spending limits for each employee and get spending reports each quarter that are broken down by employee. You’ll have access to Citi’s Personal Business Assistant, which is a concierge service for businesses. The assistant can make reservations at restaurants and hotels and help make travel arrangements.

When traveling with American Airlines, you’ll get VIP treatment including priority boarding, first bag checked for free for you and four travel mates, and 25% off in-flight purchases. Each year that you spend at least $30,000 on the card and renew your membership you’ll earn a companion certificate – pay just $99 plus taxes and fees to take someone along when you purchase a qualifying domestic round-trip fare.

First bag for free; Priority boarding; 25% savings; $99 Certificate

Citibank - CitiBusiness® / AAdvantage® Platinum Select® World MasterCard®

Expert Rating: experts evaluate each card using several criteria (e.g., interest rates, fees, benefits and features, rewards programs, and customer service) in order to help you choose a card that's right for you. This rating reflects our experts' opinions, beliefs and experiences with credit card products. This rating is not influenced by payment considerations.


This card is similar to the Citi AAdvantage Platinum Select MasterCard, but with added benefits for businesses. Both cards have a $95 annual fee and give 30,000 bonus miles as a sign-on incentive, and both offer reward redemption on American Airlines and its partners. The MasterCard package of benefits and services is comparable to the Personal Business Assistant, but it’s geared toward everyday consumers, not businesses. Businesses will want to take advantage of features like employee cards with spending limits, quarterly reports and year-end summaries, and double miles on common business expenses. Other popular business cards, like the Spark cards from Capital One, do give business reports and double miles, but they don’t offer the same VIP treatment for travelers and don’t have the Personal Business Assistant or concierge service that this card does.

26 See the Citi card terms and conditions online.

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