Review of the Discover it® Miles Card

Advertising Disclosure

Credit-Land.com is an independent, advertising-supported web site. Credit-Land.com receives compensation from many credit card issuers whose offers appear on our site. Compensation from our advertising partners impacts how and where their products appear on our site, including, for example, the order in which they may appear within review lists. Credit-Land.com has not reviewed all available credit card offers in the marketplace.

Credit Card Applications » Research » Reviews » Discover » Discover it® Miles: Unlimited Rewards and Interest-Free Introductory Period

Discover it® Miles: Unlimited Rewards and Interest-Free Introductory Period


Updated: October 3, 2017

Add to Favorites:
Discover it® Miles
Discover it® Miles Expert Rating:
Credit-Land.com experts evaluate each card using several criteria (e.g., interest rates, fees, benefits and features, rewards programs, and customer service) in order to help you choose a card that's right for you. This rating reflects our experts' opinions, beliefs and experiences with credit card products. This rating is not influenced by payment considerations.

We'll match all the Miles you've earned at the end of your first year. For example, if you earn 30,000 Miles, you get 60,000 Miles.

Unlimited 1.5x Miles per dollar on all purchases, every day, with no annual fee.

The Discover it® Miles offers new members 14 months of zero interest on purchases and low APR on balance transfers, boasts a new miles rewards program that can be used for travel or redeemed for other rewards like cash back, and has no annual fee. Although it bills itself as a travel card and offers rewards in the form of miles, it can be used as traditional cash back bonus card and has many similar features to other Discover credit cards.

Credit level recommended:
Excellent, Good
Intro APR on purchases: 0% (14 months)
APR on purchases: 11.99% - 23.99% Variable
Annual fee: $0

Special offers:

The Discover it® Miles has a 14-month 0% interest promotional period for purchases and low intro APR on balance transfers. That makes it a good card for financing bigger purchases you might need a few months to pay off. Or for transferring the balance for something big you already bought. The balance transfer fee is 3%.

Earning rewards:

Every dollar spent on the card nets one and a half reward miles. All miles earned during the first year of card membership will be matched at the end of the year, provided you are a new cardmember. That means that you will earn 3 miles on all purchases in your first year. There’s no cap on how many miles you can earn, so the sky’s the limit. Miles don’t expire as long as you keep using your card and your account stays in good standing.

Redeeming rewards:

Reward miles aren’t really the traditional frequent flyer miles many travel credit cards offer. They are simply cashed in for travel credits at a rate of $100 per 10,000 miles. To cash in miles for a flight credit, all you do is buy your plane ticket with your Discover it® Miles card and then redeem your miles (starting at 1 mile) for travel purchases on your statement made within last 180 days. Your account will then be credited for the travel purchase. You can also redeem miles as cash. Redemption for cash will have the same value as travel redemption - $100 per 10,000 miles.

Benefits:

The biggest benefit of this card is the flexibility of its redemption options. When using reward miles toward travel, you can get credit for any travel purchase – not just air travel, like you would with a frequent flyer credit card. Car rentals, hotel rooms, airline tickets, online travel sites and commuter transportation are eligible for a travel credit using reward miles. There are no blackout dates or restrictions on brand of hotel or airline, so you have complete freedom to use the miles however you like. Another benefit is credit for in-flight Wi-Fi which you will be given each anniversary year. Discover will credit you for up to $30 in charges for in-flight Wi-Fi fees.

Considerations:

Discover it® Miles

Discover Card - Discover it® Miles

Expert Rating:

Credit-Land.com experts evaluate each card using several criteria (e.g., interest rates, fees, benefits and features, rewards programs, and customer service) in order to help you choose a card that's right for you. This rating reflects our experts' opinions, beliefs and experiences with credit card products. This rating is not influenced by payment considerations.

While this card may not offer the biggest redemption value out there, it also doesn’t have an annual fee. Most airline frequent flyer cards that give high-value rewards like free flights, companion tickets, free bag check or VIP lounge access (none of which are offered by this card) also come with steep annual fees. For a customer looking to carry a card that has flexible, easy-to-earn rewards and no annual fee, this card offers good value. This is a user-friendly card with a wide variety of reward options. For the casual traveler who wants flexible rewards and no annual fee, this card is hard to beat.

All rates and fees, and other terms and conditions of the products mentioned in this article/post are actual as of the last update date but are subject to change. See the current products’ Terms & Conditions on the issuing banks' websites.
Add to Favorites:
Get the latest news, articles and expert advice delivered to your inbox. It's FREE.

Other Discover Research:

Related Research:

How to Get Free Wi-Fi in the Air

How to Get Free Wi-Fi in the Air

Posted: September 28, 2016

Sometimes in-flight Wi-Fi is the bare necessity when you travel abroad or within the country. However not all airlines offer free in-flight Wi-Fi. There is only a couple of airlines that will allow you to use Wi-Fi... Continue reading
Discover it® for Students

Discover it® for Students

Posted: August 14, 2014

It is often appears to be hard for students with fair credit history to find an advantageous credit card offer. But things are not that bad since the Discover it® for Students-New! Good Grades Rewards credit card has come out. Continue reading
Go Farther With The Discover It Miles Card

Go Farther With The Discover It Miles Card

Posted: June 06, 2017

If you've got the travel bug, you'll want to know about the amazing one-of-a-kind offer for new cardholders from the Discover It Miles Card. Right now, Discover will match your reward miles at the end of your first year of card membership... Continue reading
  • Oronzo

    Not bad but I think it will be rather problematic to use the card abroad since Discover has lower acceptance.. there are a loooot of places that do not take Discover.

  • Rudy Kopecky

    I don’t have issues with acceptance. I very rarely encounter a place that doesn’t accept Discover. I have more issues with Amex cards than the Discover.

  • Chad

    Can it be used at Discover Deals?

    • Cole Hickey

      Yes, I use my discover miles card at discover deals. I really enjoy it as i can earn additional miles for purchases. I recommend using it:)

  • Vicky Lara

    It’s not Chase Sapphire, but for me it’s perfect. Don’t wanna pay annual fee when I don’t really travel that much. Miles just keep coming and after a while I have quite a lot.

  • Katherine

    With no annual fee and miles rewards that accumulate fast this card became my best friend) I travel a lot across USA for work and redeem my miles for airline tickets. It is great that I should not fly on one airline and can choose the one that is the most suitable for me. Discover gives me a real freedom to choose.

  • Valery

    I always wanted a travel credit card with miles rewards but heard that it’s a pain to search for awards availability when redeeming. Discover card seem the best choice for me as I want to have a freedom to redeem my miles towards any travel purchases.