Review of the Discover it® Miles - Unlimited 1.5x Rewards Card
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Credit Card Applications » Research » Reviews » Discover » Discover it® Miles – Unlimited 1.5x Rewards Card with Interest-Free Introductory Period

Discover it® Miles – Unlimited 1.5x Rewards Card with Interest-Free Introductory Period


Updated: December 2, 2016
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Discover it® Miles – Unlimited 1.5x Rewards Card
Discover it® Miles – Unlimited 1.5x Rewards Card Expert Rating:
Credit-Land.com experts evaluate each card using several criteria (e.g., interest rates, fees, benefits and features, rewards programs, and customer service) in order to help you choose a card that's right for you. This rating reflects our experts' opinions, beliefs and experiences with credit card products. This rating is not influenced by payment considerations.

Unlimited 1.5x rewards on every purchase, every day. For every $1 you spend, you earn 1.5x Miles.

We’ll match all the rewards new cardmembers have earned at the end of their first year. No purchase caps or minimums. No signing up. And no limit. New cardmembers only.

The Discover it® Miles – Unlimited 1.5x Rewards Card offers new members 14 months of zero interest on purchases and low APR on balance transfers, boasts a new miles rewards program that can be used for travel or redeemed for other rewards like cash back, and has no annual fee. Although it bills itself as a travel card and offers rewards in the form of miles, it can be used as traditional cash back bonus card and has many similar features to other Discover credit cards.

Credit level recommended:
Excellent, Good
Intro APR on purchases: 0% (14 months)
APR on purchases: 11.24% – 23.24% Variable
Annual fee: $0

Special offers:

The Discover it® Miles – Unlimited 1.5x Rewards Card has a 14-month 0% interest promotional period for purchases and low intro APR on balance transfers. That makes it a good card for financing bigger purchases you might need a few months to pay off. Or for transferring the balance for something big you already bought. The balance transfer fee is 3%.

Earning rewards:

Every dollar spent on the card nets one and a half reward miles. All miles earned during first year of card membership will be matched at the end of the year, provided you are a new cardmember. That means that you will earn 3 miles on all purchases in your first year. There’s no cap on how many miles you can earn, so the sky’s the limit. Miles don’t expire as long as you keep using your card and your account stays in good standing.

Redeeming rewards:

Reward miles aren’t really the traditional frequent flyer miles many cards offer. They are simply cashed in for travel credits, at a rate of $100 per 10,000 miles. To cash in miles for a flight credit, all you do is buy your plane ticket with your Discover it® Miles card and then redeem your miles (starting at 1 mile) for travel purchases on your statement made within last 180 days. Your account will then be credited for the travel purchase. You can also redeem miles as cash. Redemption for cash will have the same value as travel redemption - $100 per 10,000 miles.

Benefits:

The biggest benefit of this card is the flexibility of its redemption options. When using reward miles toward travel, you can get credit for any travel purchase – not just air travel, like you would with a frequent flyer credit card. Car rentals, hotel rooms, airline tickets, online travel sites and commuter transportation are eligible for a travel credit using reward miles. There are no blackout dates or restrictions on brand of hotel or airline, so you have complete freedom to use the miles however you like. Another benefit is credit for in-flight Wi-Fi which you will be given each anniversary year. Discover will credit you for up to $30 in charges for in-flight Wi-Fi fees.

Considerations:

Discover it® Miles – Unlimited 1.5x Rewards Card

Discover® Card - Discover it® Miles – Unlimited 1.5x Rewards Card

Expert Rating:

Credit-Land.com experts evaluate each card using several criteria (e.g., interest rates, fees, benefits and features, rewards programs, and customer service) in order to help you choose a card that's right for you. This rating reflects our experts' opinions, beliefs and experiences with credit card products. This rating is not influenced by payment considerations.

While this card may not offer the biggest redemption value out there, it also doesn’t have an annual fee. Most airline frequent flyer cards that give high-value rewards like free flights, companion tickets, free bag check or VIP lounge access (none of which are offered by this card) also come with steep annual fees. For a customer looking to carry a card that has flexible, easy-to-earn rewards and no annual fee, this card offers good value. This is a user-friendly card with a wide variety of reward options. For the casual traveler who wants flexible rewards and no annual fee, this card is hard to beat.

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  • Oronzo

    Not bad but I think it will be rather problematic to use the card abroad since Discover has lower acceptance.. there are a loooot of places that do not take Discover.

  • Rudy Kopecky

    I don’t have issues with acceptance. I very rarely encounter a place that doesn’t accept Discover. I have more issues with Amex cards than the Discover.

  • Chad

    Can it be used at Discover Deals?