Review of the Discover it® Miles Card


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Credit Card Applications » Research » Reviews » Discover » Discover it® Miles: Unlimited Rewards and Interest-Free Introductory Period

Discover it® Miles: Unlimited Rewards and Interest-Free Introductory Period

Updated: April 5, 2018

Discover it® Miles
Discover it® Miles Expert Rating: experts evaluate each card using several criteria (e.g., interest rates, fees, benefits and features, rewards programs, and customer service) in order to help you choose a card that's right for you. This rating reflects our experts' opinions, beliefs and experiences with credit card products. This rating is not influenced by payment considerations.

We'll match all the Miles you've earned at the end of your first year. For example, if you earn 30,000 Miles, you get 60,000 Miles.

Unlimited 1.5x Miles per dollar on all purchases, every day, with no annual fee.

The Discover it® Miles offers new members 14 months of zero interest on purchases and low APR on balance transfers, boasts a new miles rewards program that can be used for travel or redeemed for other rewards like cash back, and has no annual fee. Although it bills itself as a travel card and offers rewards in the form of miles, it can be used as traditional cash back bonus card and has many similar features to other Discover credit cards.

Credit level recommended:
Excellent, Good
Intro APR on purchases: 0% (14 months)
APR on purchases: 13.49% - 24.49% Variable
Annual fee: $0

Special offers:

The Discover it® Miles has a 14-month 0% interest promotional period for purchases and low intro APR on balance transfers. That makes it a good card for financing bigger purchases you might need a few months to pay off. Or for transferring the balance for something big you already bought. The balance transfer fee is 3%.

Earning rewards:

Every dollar spent on the card nets one and a half reward miles. All miles earned during the first year of card membership will be matched at the end of the year, provided you are a new cardmember. That means that you will earn 3 miles on all purchases in your first year. There’s no cap on how many miles you can earn, so the sky’s the limit. Miles don’t expire as long as you keep using your card and your account stays in good standing.

Redeeming rewards:

Reward miles aren’t really the traditional frequent flyer miles many travel credit cards offer. They are simply cashed in for travel credits at a rate of $100 per 10,000 miles. To cash in miles for a flight credit, all you do is buy your plane ticket with your Discover it® Miles card and then redeem your miles (starting at 1 mile) for travel purchases on your statement made within last 180 days. Your account will then be credited for the travel purchase. You can also redeem miles as cash. Redemption for cash will have the same value as travel redemption - $100 per 10,000 miles.


The biggest benefit of this card is the flexibility of its redemption options. When using reward miles toward travel, you can get credit for any travel purchase – not just air travel, like you would with a frequent flyer credit card. Car rentals, hotel rooms, airline tickets, online travel sites and commuter transportation are eligible for a travel credit using reward miles. There are no blackout dates or restrictions on brand of hotel or airline, so you have complete freedom to use the miles however you like. Another benefit is credit for in-flight Wi-Fi which you will be given each anniversary year. Discover will credit you for up to $30 in charges for in-flight Wi-Fi fees.


Discover it® Miles

Discover Card - Discover it® Miles

Expert Rating: experts evaluate each card using several criteria (e.g., interest rates, fees, benefits and features, rewards programs, and customer service) in order to help you choose a card that's right for you. This rating reflects our experts' opinions, beliefs and experiences with credit card products. This rating is not influenced by payment considerations.

While this card may not offer the biggest redemption value out there, it also doesn’t have an annual fee. Most airline frequent flyer cards that give high-value rewards like free flights, companion tickets, free bag check or VIP lounge access (none of which are offered by this card) also come with steep annual fees. For a customer looking to carry a card that has flexible, easy-to-earn rewards and no annual fee, this card offers good value. This is a user-friendly card with a wide variety of reward options. For the casual traveler who wants flexible rewards and no annual fee, this card is hard to beat.

Disclaimer: This editorial content is not provided or commissioned by the credit card issuer(s). Opinions expressed here are the author's alone, not those of the credit card issuer(s), and have not been reviewed, approved or otherwise endorsed by the credit card issuer(s). Reasonable efforts are made to present accurate information, however all information is presented without warranty. Consult a card's issuing bank for the terms & conditions.
All rates and fees, and other terms and conditions of the products mentioned in this article/post are actual as of the last update date but are subject to change. See the current products' Terms & Conditions on the issuing banks' websites.
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  • Oronzo

    Not bad but I think it will be rather problematic to use the card abroad since Discover has lower acceptance.. there are a loooot of places that do not take Discover.

  • Rudy Kopecky

    I don’t have issues with acceptance. I very rarely encounter a place that doesn’t accept Discover. I have more issues with Amex cards than the Discover.

  • Chad

    Can it be used at Discover Deals?

    • Cole Hickey

      Yes, I use my discover miles card at discover deals. I really enjoy it as i can earn additional miles for purchases. I recommend using it:)

  • Vicky Lara

    It’s not Chase Sapphire, but for me it’s perfect. Don’t wanna pay annual fee when I don’t really travel that much. Miles just keep coming and after a while I have quite a lot.

  • Katherine

    With no annual fee and miles rewards that accumulate fast this card became my best friend) I travel a lot across USA for work and redeem my miles for airline tickets. It is great that I should not fly on one airline and can choose the one that is the most suitable for me. Discover gives me a real freedom to choose.

  • Valery

    I always wanted a travel credit card with miles rewards but heard that it’s a pain to search for awards availability when redeeming. Discover card seem the best choice for me as I want to have a freedom to redeem my miles towards any travel purchases.

  • MaDo

    Discover customer service is brilliant! People there are always calm and polite. Their app is very handy and I even freeze my account through it (probably stopped a robber from spending my money)).

  • Ann

    I’m glad i found this review! this card seems to be the best option out there. In addition to rewards miles i will receive 0% on purchases that i need the most! Hope I will be approved)

  • Rhesa Hanson

    If you will do balance transfer, will you be able to start earning rewards?

    • CreditLandCom

      Balance transfers do not earn miles. Miles are earned on purchases only.

      Note that this card does not offer 0% on balance transfers. The intro APR on balance transfers is 10.99% and it will be given for 14 months. If you need a credit card for balance transfer, look at these offers we have. Note that balance transfers do not earn rewards.

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