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Cash Back Credit Cards

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Credit Card Applications » Rewards Credit Cards » Cash Back Credit Cards

Best Credit Cards with Cash Back For You

Cash back cards are the best and easiest way to save money on every purchase you make. They give you 1 - 2% cash back wherever you shop, and many also offer up to 5% cash back in specific categories. Some cards combine these rewards, letting you earn 5% cash back on things like gas, groceries, or hotels, while still getting 1-2% cash back on all your other purchases.

Do you know that every bank has its own online shopping mall, where they partner with and promote certain merchants? Many credit cards offer up to 20% cash back on purchases made directly from their online mall, or 10% back if you shop with their merchant partners.

Sort Cards by:RatingIntro APR on Bal.Tr.Intro APR on Purch.Regular APRAnnual Fee
Excellent Credit

Excellent Credit
You can apply if: you have not been late on any credit card or loan in the last year and make timely payments, you have long lasting credit history and high credit limit; you have never declared a bankruptcy or defaulted loan.

This credit offer is only for people with Excellent credit history.

Have Bad credit history? Click Here!

No credit history? Click Here!

Fair credit? Click Here!

Discover it®-New! Double Cash Back your first year
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You've selected 10 cards for comparison. Click on "Compare" link to go to the full comparison list.
Expert Rating:

Credit-Land.com experts evaluate each card using several criteria (e.g., interest rates, fees, benefits and features, rewards programs, and customer service) in order to help you choose a card that's right for you. This rating reflects our experts' opinions, beliefs and experiences with credit card products. This rating is not influenced by payment considerations.

Key Feature:
0% intro APR on purchases & balance transfers for 12 months—then a variable purchase APR applies, currently 10.99% - 22.99% Summary of Card Features:
  • New! Double all the cash back you´ve earned at the end of your first year automatically—only for new cardmembers*
  • 5% cash back in categories that change each quarter like gas, restaurants, Amazon.com and more -up to the quarterly maximum when you sign up.* 1% cash back on all other purchases.
  • 0% intro APR on purchases & balance transfers for 12 months—then a variable purchase APR applies, currently 10.99% - 22.99%. A 3% fee applies to each transferred balance.
  • New Freeze ItSM on/off switch lets you prevent new purchases, cash advances & balance transfers on misplaced cards in seconds by mobile app & online.* Plus get 100% U.S.-based service.
  • Track your recent FICO® Credit Scores for free in one easy-to-read chart on monthly statements & online.*
  • No annual fee. No overlimit fee. No foreign transaction fee. No late fee on first late payment & paying late won´t raise your APR.*
  • Each Discover purchase is monitored. If it´s unusual, you´re alerted by e-mail, phone or text and you´re never responsible for unauthorized purchases on your Discover card.
  • Click "Apply Now". *See rates, rewards, FICO® Credit Score terms & other information.
Card Features:
Intro APR
on Bal.Tr.
0% (12 months)
Intro APR
on Purch.
0% (12 months)
Regular APR10.99% - 22.99% Variable*
Annual Fee$0
Our Expert Opinion
  • 0% intro APR on purchases & balance transfers.
  • No overlimit fee.
  • Free FICO® Credit Score.
  • No foreign transaction fee.

  • Balance transfer fee 3%.
See card details
Excellent Credit

Excellent Credit
You can apply if: you have not been late on any credit card or loan in the last year and make timely payments, you have long lasting credit history and high credit limit; you have never declared a bankruptcy or defaulted loan.

This credit offer is only for people with Excellent credit history.

Have Bad credit history? Click Here!

No credit history? Click Here!

Fair credit? Click Here!

Citi® Double Cash Card
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Expert Rating:

Credit-Land.com experts evaluate each card using several criteria (e.g., interest rates, fees, benefits and features, rewards programs, and customer service) in order to help you choose a card that's right for you. This rating reflects our experts' opinions, beliefs and experiences with credit card products. This rating is not influenced by payment considerations.

Key Feature:
0% on Balance Transfers and Purchases for 15 months Summary of Card Features:
  • 0% Intro APR on Balance Transfers and Purchases for 15 months. After that, the variable APR will be 12.99% - 22.99%, based on your creditworthiness.
  • There is a balance transfer fee of either $5 or 3% of the amount of each transfer, whichever is greater.
  • The only card that earns you cash back TWICE on every purchase with:
  • 1% cash back when you buy.
  • Plus 1% cash back as you pay for those purchases, whether you pay in full or over time.26
  • No Category Restrictions, No Caps, No Enrollments in Rotating Categories.
  • No Annual Fee.
Card Features:
Intro APR
on Bal.Tr.
0% (15 months)26
Intro APR
on Purch.
0% (15 months)26
Regular APR12.99% - 22.99%26 (Variable)
Annual Fee$026
Our Expert Opinion
  • 0% Intro APR for 15 months.
  • Earn cash back as you pay for your purchases.
  • No annual fee.

  • Balance transfer fee applies.
See card details
Excellent/Good Credit

Excellent/Good Credit
You can apply if: you have a long and positive credit history with a mix of credit types, you keep your balances low and make on time payments every month.

This credit offer is only for people with Excellent or Good credit history.

Have Bad credit history? Click Here!

No credit history? Click Here!

Fair credit? Click Here!

Capital One® Quicksilver® Cash Rewards Credit Card
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You've selected 10 cards for comparison. Click on "Compare" link to go to the full comparison list.
Expert Rating:

Credit-Land.com experts evaluate each card using several criteria (e.g., interest rates, fees, benefits and features, rewards programs, and customer service) in order to help you choose a card that's right for you. This rating reflects our experts' opinions, beliefs and experiences with credit card products. This rating is not influenced by payment considerations.

Key Feature:
One-time $100 cash bonus after you spend $500 on purchases within the first 3 months Summary of Card Features:
  • One-time $100 cash bonus after you spend $500 on purchases within the first 3 months
  • Earn unlimited 1.5% cash back on every purchase, every day
  • No rotating categories or sign ups needed to earn cash rewards; plus, cash back doesn′t expire and there′s no limit to how much you can earn
  • Get a 20% Statement Credit on Uber rides purchased with this card through April 2016
  • 0% intro APR on purchases until May 2016; 12.9%-22.9% variable APR after that
  • Balance transfers also have a 0% intro APR until May 2016, a 3% fee applies to each balance transferred
  • Pay no annual fee or foreign transaction fees
  • Capital One® Credit Tracker - a free way to easily monitor your monthly credit score anytime, anywhere
Card Features:
Intro APR
on Bal.Tr.
0% (until May 2016)
Intro APR
on Purch.
0% (until May 2016)
Regular APR12.9% - 22.9% (Variable)
Annual Fee$0
Our Expert Opinion
  • One-time $100 cash bonus after you spend $500 on purchases within the first 3 months
  • 0% intro APR on purchases until May 2016; 12.9% - 22.9% variable APR after that
  • Pay no annual fee or foreign transaction fees

See card details
Fair Credit

Fair Credit
You can apply if: your credit history is short. You’ve had your own credit card, loan or have been an authorized user on someone’s credit card for less than 3 years. You have recent late or missed payments or defaulted on a loan in the past 5 years.

Credit One Bank® Credit Card with Gas Rewards
Compare (10)
You've selected 10 cards for comparison. Click on "Compare" link to go to the full comparison list.
Expert Rating:

Credit-Land.com experts evaluate each card using several criteria (e.g., interest rates, fees, benefits and features, rewards programs, and customer service) in order to help you choose a card that's right for you. This rating reflects our experts' opinions, beliefs and experiences with credit card products. This rating is not influenced by payment considerations.

Key Feature:
Unlimited 1% cash back gas rewards Summary of Card Features:
  • Unlimited 1% cash back gas rewards.
  • Rewards post to your account automatically each month.
  • Get Pre-Qualified without affecting your credit score.
  • Automatic reviews for credit line increase opportunities.
  • Zero fraud liability protects you from unauthorized charges.
Card Features:
Intro APR
on Bal.Tr.
n/a*
Intro APR
on Purch.
n/a*
Regular APR17.90% - 23.90% (Variable)*
Annual Fee$35-$99*
Our Expert Opinion
  • Unlimited 1% cash back gas rewards.
  • Get Pre-Qualified without affecting credit score.
  • Automatic reviews for credit line increase.

  • Annual fee is $35-$99.
See card details
Average/Fair/Limited Credit

Average / Fair / Limited
You can apply if: you own credit card or other credit for less than 3 years or you have defaulted on a loan in the past 5 years.

Capital One® QuicksilverOne® Cash Rewards Credit Card
Compare (10)
You've selected 10 cards for comparison. Click on "Compare" link to go to the full comparison list.
Expert Rating:

Credit-Land.com experts evaluate each card using several criteria (e.g., interest rates, fees, benefits and features, rewards programs, and customer service) in order to help you choose a card that's right for you. This rating reflects our experts' opinions, beliefs and experiences with credit card products. This rating is not influenced by payment considerations.

Key Feature:
0% intro APR on purchases until May 2016; 22.9% variable APR after that Summary of Card Features:
  • Earn unlimited 1.5% cash back on every purchase, every day
  • No rotating categories or sign ups needed to earn cash rewards; plus, cash back doesn′t expire and there′s no limit to how much you can earn
  • Get a 20% Statement Credit on Uber rides purchased with this card through April 2016
  • 0% intro APR on purchases until May 2016; 22.9% variable APR after that
  • Balance transfers also have a 0% intro APR until May 2016
  • Get access to a higher credit line after making your first 5 monthly payments on time
  • Fraud coverage if your card is ever lost or stolen
  • Free access to your credit score and learn how everyday decisions can affect your score using Capital One® Credit Tracker
Card Features:
Intro APR
on Bal.Tr.
0% (until May 2016)
Intro APR
on Purch.
0% (until May 2016)
Regular APR22.9% (Variable)
Annual Fee$39
Our Expert Opinion
  • Earn unlimited 1.5% cash back on every purchase, every day
  • 0% intro APR on purchases until May 2016; 22.9% variable APR after that
  • Fraud coverage if your card is ever lost or stolen

See card details
Excellent Credit

Excellent Credit
You can apply if: you have not been late on any credit card or loan in the last year and make timely payments, you have long lasting credit history and high credit limit; you have never declared a bankruptcy or defaulted loan.

This credit offer is only for people with Excellent credit history.

Have Bad credit history? Click Here!

No credit history? Click Here!

Fair credit? Click Here!

Discover it® Chrome-New! Double Cash Back your first year
Compare (10)
You've selected 10 cards for comparison. Click on "Compare" link to go to the full comparison list.
Expert Rating:

Credit-Land.com experts evaluate each card using several criteria (e.g., interest rates, fees, benefits and features, rewards programs, and customer service) in order to help you choose a card that's right for you. This rating reflects our experts' opinions, beliefs and experiences with credit card products. This rating is not influenced by payment considerations.

Key Feature:
2% cash back on up to $1,000 in combined purchases at restaurants and gas stations every quarter—no sign-ups needed Summary of Card Features:
  • New! Double all the cash back you´ve earned at the end of your first year automatically—only for new cardmembers*
  • 2% cash back on up to $1,000 in combined purchases at restaurants and gas stations every quarter—no sign-ups needed.* 1% cash back on all your other purchases.
  • 0% intro APR on purchases & balance transfers for 12 months—then a variable purchase APR applies, currently 10.99% – 22.99%. A 3% fee applies to each transferred balance.
  • New Freeze ItSM on/off switch lets you prevent new purchases, cash advances & balance transfers on misplaced cards in seconds by mobile app & online.* Plus get 100% U.S.-based service.
  • Track your recent FICO® Credit Scores for free in one easy-to-read chart on monthly statements & online.*
  • No annual fee. No overlimit fee. No foreign transaction fee. No late fee on first late payment & paying late won´t raise your APR.*
  • Each Discover purchase is monitored. If it´s unusual, you´re alerted by e-mail, phone or text and you´re never responsible for unauthorized purchases on your Discover card.
  • Click "Apply Now". *See rates, rewards, FICO® Credit Score terms & other information.
Card Features:
Intro APR
on Bal.Tr.
0% (12 months)
Intro APR
on Purch.
0% (12 months)
Regular APR10.99% - 22.99% Variable*
Annual Fee$0
Our Expert Opinion
  • 2% cash back at gas stations and restaurants.
  • 0% intro APR on purchases & balance transfers for 12 months.
  • No foreign transaction fee.
  • No annual fee.

  • 3% balance transfer fee.
See card details
Average/Fair/Limited Credit

Average / Fair / Limited
You can apply if: you own credit card or other credit for less than 3 years or you have defaulted on a loan in the past 5 years.

Journey® Student Rewards from Capital One®
Compare (10)
You've selected 10 cards for comparison. Click on "Compare" link to go to the full comparison list.
Expert Rating:

Credit-Land.com experts evaluate each card using several criteria (e.g., interest rates, fees, benefits and features, rewards programs, and customer service) in order to help you choose a card that's right for you. This rating reflects our experts' opinions, beliefs and experiences with credit card products. This rating is not influenced by payment considerations.

Key Feature:
Earn 1% cash back on all purchases, plus a 25% bonus on the cash back you earn each month you pay on time, for a total of 1.25% cash back Summary of Card Features:
  • Earn 1% cash back on all purchases, plus a 25% bonus on the cash back you earn each month you pay on time, for a total of 1.25% cash back
  • There′s no limit to the amount of cash back you can earn, and rewards don′t expire
  • Get access to a higher credit line after making your first 5 monthly payments on time
  • Pay no annual or foreign transaction fees
  • Fraud coverage if your card is lost or stolen
  • Pick the monthly due date that works best for you
  • Free access to your credit score and learn how everyday decisions can affect your score using Capital One® Credit Tracker
Card Features:
Intro APR
on Bal.Tr.
N/A
Intro APR
on Purch.
N/A
Regular APR19.8% (Variable)
Annual Fee$0
Our Expert Opinion
  • Get access to a higher credit line after making your first 5 monthly payments on time
  • Pay no annual fee or foreign transaction fees
  • Fraud coverage if your card is lost or stolen

See card details

* See Card Terms & Conditions for Details.
26 See the Citi card terms and conditions online.

Cash Back Credit Cards - Give Money for Nothing

If you know how to use a cash back credit card to your advantage, then there is such a thing as a free lunch. You'll get money for nothing when you use a card that carries no fees, and you pay your balance in full every month. Of course, this isn't always possible, but if you can swing it, you'll rake in the cash for doing nothing at all - except using your credit card to pay for purchases you make anyway.

Cash back credit cards offer rewards in different terms, depending on the card. Some offer a straight percentage back (usually between 1% and 5%) while some offer a system in which you earn points that you can redeem for cash when you reach the required amount (for example, 8,000 points=$50 back). Others offer a cash bonus on top of your yearly cash back award, allowing you to add another 20% of whatever cash back award you earn each year.

For every time, there is a season - and for every reward category, as well! Many cash back cards offer bigger rewards on certain categories, according to the season. In summer, when families are vacationing, they can earn 5% back at gas and hotels, while in the fall, they may get 5% back on movies and restaurants. Look for the category that offers the biggest rewards and time your spending accordingly, if possible.

Our Experts about Cash Back Credit Cards

latest news:

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Try Our Credit Card Tools:

Use these tools to make some helpful calculations and comparisons to build your own plan for managing your credit health.

Balance Transfer Calculator: Save on average $1,400!

Balance Transfer Calculator

Carrying a balance? Find out how much you'll save - and how much faster you'll pay it off - by transferring your balance to a new card. Our Balance Transfer Calculator does the math for you and eliminates the guesswork.

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