Cash Back Credit Cards

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Credit Card Applications » Rewards Credit Cards » Cash Back Credit Cards

Best Credit Cards with Cash Back from our partners

Cash back cards are the best and easiest way to save money on every purchase you make. They give you 1 - 2% cash back wherever you shop, and many also offer up to 5% cash back in specific categories. Some cards combine these rewards, letting you earn 5% cash back on things like gas, groceries, or hotels, while still getting 1-2% cash back on all your other purchases.

Do you know that every bank has its own online shopping mall, where they partner with and promote certain merchants? Many credit cards offer up to 20% cash back on purchases made directly from their online mall, or 10% back if you shop with their merchant partners.

Sort Cards by:RatingIntro APR on Bal.Tr.Intro APR on Purch.Regular APRAnnual Fee
Excellent,Good Credit
Discover it® Cashback Match™
Compare
Expert Rating:
Key Feature:
You could turn $200 into $400 with Cashback Match™. We’ll automatically match all the cash back you earn at the end of your first year. New cardmembers only. Summary of Card Features:
  • You could turn $200 into $400 with Cashback Match™. We’ll automatically match all the cash back you earn at the end of your first year. New cardmembers only.
  • Earn 5% cash back in new bonus categories like gas, restaurants, Amazon and more - up to $1500 every quarter you activate. Plus, unlimited 1% cashback on all other purchases.
  • Redeem your cash back for any amount, any time. Cash rewards never expire.
  • 100% U.S. based customer service.
  • FICO® Credit Scores for free on statements and online.
  • No annual fee.
  • Click "APPLY NOW" to see rates, rewards, FICO® Credit Score terms, Cashback Match™ details & other information.
Card Features:
Intro APR
on Bal.Tr.
0% (12 months)
Intro APR
on Purch.
0% (12 months)
Regular APR11.24% – 23.24% Variable
Annual Fee$0
Our Expert Opinion
  • You could turn $200 into $400 with Cashback Match™. We’ll automatically match all the cash back you earn at the end of your first year. New cardmembers only.
  • Earn 5% cash back in new bonus categories like gas, restaurants, Amazon and more - up to $1500 every quarter you activate. Plus, unlimited 1% cashback on all other purchases.
  • Redeem your cash back for any amount, any time. Cash rewards never expire.

See card details
Barclaycard CashForward™ World MasterCard®
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Expert Rating:
Key Feature:
Get a $100 cash rewards bonus after you spend $500 in purchases in the first 90 days after account opening Summary of Card Features:
  • Get a $100 cash rewards bonus after you spend $500 in purchases in the first 90 days after account opening
  • Earn unlimited 1.5% cash rewards on every purchase
  • Every time you redeem, get a 5% cash rewards redemption bonus to use toward your next redemption
  • Redeem your cash rewards for a deposit into your bank account, a statement credit or gift cards. Redemptions start at $50
  • Cash rewards do not expire as long as your account is open, active and in good standing
  • 0% intro APR for the first 12 months on purchases. Plus, you'll get 0% introductory APR for the first 12 months on balance transfers made within 45 days of account opening. After that a variable APR will apply, currently 15.24%, 19.24% or 23.24% depending on your creditworthiness
  • No annual fee
Card Features:
Intro APR
on Bal.Tr.
0% (12 months)
Intro APR
on Purch.
0% (12 months)
Regular APR15.24%, 19.24% or 23.24%* Variable
Annual Fee$0
Our Expert Opinion
  • Get a $100 cash rewards bonus after you spend $500 in purchases in the first 90 days after account opening
  • Earn unlimited 1.5% cash rewards on every purchase
  • Every time you redeem, get a 5% cash rewards redemption bonus to use toward your next redemption

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Capital One® Quicksilver® Cash Rewards Credit Card
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Expert Rating:
Key Feature:
Earn unlimited 1.5% cash back on every purchase, every day Summary of Card Features:
  • One-time $100 cash bonus after you spend $500 on purchases within the first 3 months
  • Earn unlimited 1.5% cash back on every purchase, every day
  • No rotating categories or sign ups needed to earn cash rewards; plus, cash back doesn’t expire and there’s no limit to how much you can earn
  • 0% intro APR on purchases for 9 months; 13.24%-23.24% variable APR after that
  • Balance transfers also have a 0% intro APR for 9 months; 13.24%-23.24% variable APR after that; a 3% fee applies to each balance transferred
  • Pay no annual fee or foreign transaction fees
Card Features:
Intro APR
on Bal.Tr.
0% intro on balance transfers for 9 months
Intro APR
on Purch.
0% intro on purchases for 9 months
Regular APR13.24% - 23.24% (Variable)
Annual Fee$0
Our Expert Opinion
  • One-time $100 cash bonus after you spend $500 on purchases within the first 3 months
  • Earn unlimited 1.5% cash back on every purchase, every day
  • No rotating categories or sign ups needed to earn cash rewards; plus, cash back doesn’t expire and there’s no limit to how much you can earn

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Capital One® QuicksilverOne® Cash Rewards Credit Card
Compare
Expert Rating:
Key Feature:
Earn unlimited 1.5% cash back on every purchase, every day Summary of Card Features:
  • Earn unlimited 1.5% cash back on every purchase, every day
  • No rotating categories or sign ups needed to earn cash rewards; plus, cash back doesn’t expire and there’s no limit to how much you can earn
  • 0% intro APR on purchases for 9 months; 23.24% variable APR after that
  • Get access to a higher credit line after making your first 5 monthly payments on time
  • Fraud coverage if your card is ever lost or stolen
Card Features:
Intro APR
on Bal.Tr.
0% intro on balance transfers for 9 months
Intro APR
on Purch.
0% intro on purchases for 9 months
Regular APR23.24% (Variable)
Annual Fee$39
Our Expert Opinion
  • Earn unlimited 1.5% cash back on every purchase, every day
  • No rotating categories or sign ups needed to earn cash rewards; plus, cash back doesn’t expire and there’s no limit to how much you can earn
  • 0% intro APR on purchases for 9 months; 23.24% variable APR after that

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Citi® Double Cash Card – 18 month BT offer
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Expert Rating:
Key Feature:
0% Intro APR on Balance Transfers for 18 months. After that, the variable APR will be 13.24% - 23.24% based on your creditworthiness Summary of Card Features:
  • Earn cash back twice on every purchase with unlimited 1% cash back when you buy, plus an additional 1% as you pay for those purchases.
  • Balance Transfers do not earn cash back
  • 0% Intro APR on Balance Transfers for 18 months. After that, the variable APR will be 13.24% - 23.24% based on your creditworthiness
  • Click ′Apply Now′ to see the applicable balance transfer fee and how making a balance transfer impacts interest on purchases.
  • No categories to track, no caps on cash back, no annual fee*
Card Features:
Intro APR
on Bal.Tr.
0% (18 months)*
Intro APR
on Purch.
N/A
Regular APR13.24% - 23.24%* (Variable)
Annual Fee$0*
Our Expert Opinion
  • 0% Intro APR on Balance Transfers for 18 months.
  • Earn cash back as you pay for your purchases.
  • No annual fee.

  • Balance transfer fee applies.
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Credit One® Rewards Credit Card
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Expert Rating:
Key Feature:
1% cash back on eligible purchases with a rewards bonus on dining, terms apply Summary of Card Features:
  • Zero fraud liability protects you from unauthorized charges
  • 1% cash back on eligible purchases, terms apply
  • Choose your card design from our premium gallery, a fee may apply
  • Email or text alerts to remind you when your payment is due
  • Flexible payment date to assist you in making your payments on time
  • Automatic reviews for credit line increase opportunities
  • Free online monthly credit score tracking included
Card Features:
Intro APR
on Bal.Tr.
N/A
Intro APR
on Purch.
N/A
Regular APR15.65% - 24.15% Variable
Annual Fee$0 - $99
Our Expert Opinion
  • Zero fraud liability protects you from unauthorized charges
  • 1% cash back on eligible purchases, terms apply
  • Choose your card design from our premium gallery, a fee may apply

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Average, Fair, Limited Credit
Journey® Student Rewards from Capital One®
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Expert Rating:
Key Feature:
Earn 1% cash back on all your purchases. Pay on time to boost your cash back to a total of 1.25% for that month Summary of Card Features:
  • Earn 1% cash back on all your purchases. Pay on time to boost your cash back to a total of 1.25% for that month
  • There’s no limit to the amount of cash back you can earn, and rewards don't expire
  • Get access to a higher credit line after making your first 5 monthly payments on time
  • Pay no annual or foreign transaction fees
  • Fraud coverage if your card is lost or stolen
  • Pick the monthly due date that works best for you
Card Features:
Intro APR
on Bal.Tr.
N/A
Intro APR
on Purch.
N/A
Regular APR20.24% (Variable)
Annual Fee$0
Our Expert Opinion
  • Earn 1% cash back on all your purchases. Pay on time to boost your cash back to a total of 1.25% for that month
  • There’s no limit to the amount of cash back you can earn, and rewards don't expire
  • Get access to a higher credit line after making your first 5 monthly payments on time

See card details
Excellent,Good Credit
Discover it® Chrome
Compare
Expert Rating:
Key Feature:
Discover matches all the cash back you've earned at the end of your first year - automatically. Only for new cardmembers. Summary of Card Features:
  • Discover matches all the cash back you've earned at the end of your first year - automatically. Only for new cardmembers.
  • 2% cash back at restaurants and gas stations on up to $1,000 in combined purchases every quarter - no sign-ups needed. Plus, unlimited 1% cash back on all your other purchases.
  • Redeem your cash back for any amount, any time. Cash rewards never expire.
  • 100% U.S. based customer service.
  • FICO® Credit Scores for free on statements and online.
  • No annual fee.
  • Click "APPLY NOW" to see rates, rewards, FICO® Credit Score terms, Cashback Match™ details & other information.
Card Features:
Intro APR
on Bal.Tr.
0% (12 months)
Intro APR
on Purch.
0% (12 months)
Regular APR11.24% – 23.24% Variable
Annual Fee$0
Our Expert Opinion
  • Discover matches all the cash back you've earned at the end of your first year - automatically. Only for new cardmembers.
  • 2% cash back at restaurants and gas stations on up to $1,000 in combined purchases every quarter - no sign-ups needed. Plus, unlimited 1% cash back on all your other purchases.
  • Redeem your cash back for any amount, any time. Cash rewards never expire.

See card details
Excellent,Good Credit
NHL® Discover it® card
Compare
Expert Rating:
Key Feature:
You could turn $200 into $400 with Cashback Match™. We’ll automatically match all the cash back you earn at the end of your first year. New cardmembers only. Summary of Card Features:
  • Choose your favorite team & show your pride! Plus get 10% off at Shop.NHL.com and NHL.TV™.
  • You could turn $200 into $400 with Cashback Match™. We’ll automatically match all the cash back you earn at the end of your first year. New cardmembers only.
  • Earn 5% cash back in new bonus categories like gas, restaurants, Amazon and more - up to $1500 every quarter you activate. Plus, unlimited 1% cashback on all other purchases.
  • Freeze It℠ on/off switch for your account that prevents new purchases, cash advances & balance transfers in seconds.
  • Get 100% U.S. based customer service & FICO® Credit Scores for free on statements & online.
  • No annual fee. No late fee on first late payment. No APR change for paying late.
  • Click "APPLY NOW" to see rates, rewards, FICO® Credit Score terms, Cashback Match™ details & other information. ©NHL
Card Features:
Intro APR
on Bal.Tr.
0% (12 months)
Intro APR
on Purch.
0% (12 months)
Regular APR11.24% – 23.24% Variable
Annual Fee$0
Our Expert Opinion
  • Choose your favorite team & show your pride! Plus get 10% off at Shop.NHL.com and NHL.TV™.
  • You could turn $200 into $400 with Cashback Match™. We’ll automatically match all the cash back you earn at the end of your first year. New cardmembers only.
  • Earn 5% cash back in new bonus categories like gas, restaurants, Amazon and more - up to $1500 every quarter you activate. Plus, unlimited 1% cashback on all other purchases.

See card details

* Click apply to read the full Terms and Conditions.

Cash Back Credit Cards - Give Money for Nothing

If you know how to use a cash back credit card to your advantage, then there is such a thing as a free lunch. You'll get money for nothing when you use a card that carries no fees, and you pay your balance in full every month. Of course, this isn't always possible, but if you can swing it, you'll rake in the cash for doing nothing at all - except using your credit card to pay for purchases you make anyway.

Cash back credit cards offer rewards in different terms, depending on the card. Some offer a straight percentage back (usually between 1% and 5%) while some offer a system in which you earn points that you can redeem for cash when you reach the required amount (for example, 8,000 points=$50 back). Others offer a cash bonus on top of your yearly cash back award, allowing you to add another 20% of whatever cash back award you earn each year.

For every time, there is a season - and for every reward category, as well! Many cash back cards offer bigger rewards on certain categories, according to the season. In summer, when families are vacationing, they can earn 5% back at gas and hotels, while in the fall, they may get 5% back on movies and restaurants. Look for the category that offers the biggest rewards and time your spending accordingly, if possible.

Our Experts about Cash Back Credit Cards

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Balance Transfer Calculator: Save on average $1,400!

Balance Transfer Calculator

Carrying a balance? Find out how much you'll save - and how much faster you'll pay it off - by transferring your balance to a new card. Our Balance Transfer Calculator does the math for you and eliminates the guesswork.

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Cash Back Rewards Video

Cash Back Credit Cards: Get Up to 20 Cents Back for Each Dollar Spent

04 May, 2015

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Cash Back Cards

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