Credit Card Navigator 2017

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FIND BEST CREDIT CARD USING OUR CREDIT CARD NAVIGATOR

Found yourself completely at a loss when choosing a credit card? No idea how to find the exit out of a credit card jungle? Here's our solution - a credit card navigator will kindly show you the way through the credit card country towards the one credit card you've been looking for. Our tool will evaluate your credit history, your spending habits, your overall goals and provide you with the personalized solution that will be perfect for you. Besides, it's fairly simple! Just indicate the items by check mark and the navigator will do the rest for you. Go ahead!

CREDIT CARD NAVIGATOR

Navigate Credit Cards
in 3 easy steps!

1
Your Credit History:
2
Your Primary Goal:
3
Promos You'd Prefer:
FOUND: OFFERS

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HOW TO CHOOSE THE BEST CREDIT CARD

Like choosing a new car, picking the right credit card depends on your lifestyle. Before applying for a card, evaluate your everyday financial behavior. If you are carrying the balance, then credit cards with high APR won't be the best for you, if you travel once a year, the co-branded travel cards won't do you much good, but with thorough consideration, you will find the card that will complement your spending habits.

01

Evaluate your credit history.

If you are new to the world of credit, you will hardly be approved for a posh travel credit card with massive rewards, but your primary need will be building your credit, so secured cards will be your first choice. On the other hand, if you are a lucky owner of perfect credit, then you can opt for credit cards with miles or cash back rewards.

02

Identify your primary goal.

If you are planning a major purchase, then take a look at the cards with lower or no interest rates. If you are here for rewards, then the rewards credit cards will be the best choice for you. If you are carrying a balance, then applying for a balance transfer credit card might be a wise move. And if you have less than perfect credit, then start with the cards that will help you build your credit history.

03

Calculate your costs.

Credit cards tend to impose fees on unsuspecting customers. Be extremely cautious about that and calculate expenses before applying. For example, rewards credit cards often have annual fees that may eat your rewards. Credit cards for bad credit history often have high APR and fees that may add up if you are prone to carrying the balance. All in all, you need to read terms and conditions carefully before applying for a card and calculate how much your card is going to cost you.

EXPLORE OTHER CREDIT CARD TOOLS

BALANCE TRANSFER CALCULATOR

Balance Transfer Calculator
Save on average $900!

Carrying a balance? Find out how much you'll save - and how much faster you'll pay it off - by transferring your balance to a new card.

USE TOOL

CREDIT SCORE SIMULATOR

Credit Score Simulator
ESTIMATE YOUR CREDIT SCORE

See possible changes to your credit score if you close your credit card, pay off the card balance, or if you get a new card.

USE TOOL
WANT TO ASK A QUESTION?

OUR EXPERTS WILL BE HAPPY TO ANSWER ALL YOUR QUESTIONS!

FREQUENTLY ASKED QUESTIONS

What is the best credit card for rewards?

If it will be your first rewards credit card, we would recommend applying for a no annual fee credit card with a fixed cash back rate on all purchases, without any changing categories and...

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How do I decide what type of rewards program will be the most useful for me, so I apply for the best credit card I can get?

There are so many different rewards programs; choosing just one can be daunting. First, think about whether you’d prefer a cash back credit card, a points rewards card, or perhaps a travel rewards...

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How many credit cards is too many?

I’ll give you a warning straight away: there’s no direct answer. In fact, here’s a spoiler: as many as you can manage. However, if you want the ins and outs of estimating the right number, let’s...

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How do Credit Cards work?

Credit cards are lines of credit. They can be used to make purchases, pay for services, make balance transfers and cash advances. You are required to pay back the loan amount in the future, but...

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I can't figure out whether I should get a store credit card, a cash back card, a prepaid card, or a secured credit card. It all seems so complicated. Can you help me understand the differences?

Many people are confused by the many different credit offerings you are describing. The first thing to know is that one of those cards you mention - a prepaid card - is not actually a credit card...

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I want to apply for a rewards credit card, but I don't know how to choose. I'm interested to apply for aarp credit card from chase. I travel a lot by car, and this card allows me to get rebates at gas stations. Can you recommend something?

We recommend you compare cards savings and make some calculations to see which card will help you save more on gas purchases. You can find here a lot of credit card offers from major banks that...

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