Low Interest Travel Credit Cards

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0% Intro APR Travel Credit Cards: Top 3 Picks

If you are planning vacation, it's time to start using those credit card rewards points you've built up for saving on your airfare, hotel stays and more. If you haven't tapped into getting your hands on a travel rewards card yet, there's an abundance of options to choose from, and plenty come with unique, valuable perks and benefits, not to mention a 0% introductory APR just for signing up.

Here are our top picks for the best 0% interest rate travel credit cards from our partners to consider:

Discover's family of 'it' cards is tailored for every need - cash back, student needs, and secured cards for building credit. For travel rewards, the it® Miles credit card starts with a 0% introductory APR on all purchases within 14 months of opening an account. For each dollar you spend, the card earns 1.5 miles - and Discover will match those miles for the first year, provided you are a new cardmember. Combine these together, and you get double the miles with no interest just for signing up. Other perks of the Discover it® include no annual fee and zero blackout dates, so you can redeem your miles at any time without fear of them expiring. The Discover it® Miles card also incentivizes cardholders to earn rewards while traveling: make in-flight Wi-Fi purchases and you can get up to $30 back a year. Travel abroad frequently? The card has no foreign transactions fees for overseas purchases. We like how these rewards make the Discover it® Miles go above and beyond some of its peers, making it our selected choice for a travel rewards card.

Main Features:
Intro APR on Purchases:
0% (14 months)
Ongoing APR:
13.99% - 24.99% Variable
Rewards Rate:
1.5x Miles per dollar on all purchases
Annual Fee:
$0
$30 Back a year for in-flight Wi-Fi purchases
$30 Back a year for in-flight Wi-Fi purchases
No foreign transactions fees for overseas purchases
No foreign transactions fees for overseas purchases
Miles never expire
Miles never expire

Capital One's entry-level travel rewards card takes a 0%, 12-month introductory APR and adds an unlimited points structure to the mix, where card holders can earn 1.25 miles for each dollar they spend. As an added intro bonus, earn 20,000 miles after spending $1,000 on purchases within three months from account opening. One standout feature of the VentureOne card is its travel booking feature - simply use the card to pay airfare, hotel fees or car rentals on any website or app. There are no annual fees, and zero foreign transaction fees, so your rewards redemption won't be diminished when traveling outside the U.S. The card is also equipped with Mastercard benefits, which include travel upgrades and savings at resorts, hotels and spas.

Main Features:
Intro APR on Purchases:
0% intro on purchases for 12 months
Ongoing APR:
13.74% - 23.74% (Variable)
Rewards Rate:
1.25 Miles per dollar on every purchase, every day
Annual Fee:
$0
Sign-up bonus: 20,000 miles
Sign-up bonus: 20,000 miles
Travel booking on any website or app
Travel booking on any website or app
Travel upgrades and savings at resorts, hotels and spas
Travel upgrades and savings at resorts, hotels and spas

The Arrival Plus® World Elite Mastercard® is an ideal choice for consumers who want to build travel points but also want a card that allows balance transfers. The card's introductory 0% APR period, in fact, is valid for 12 months when making a balance transfer within 45 days of account opening - so if you have existing debt on another card you'd like to import to the Barclaycard, consider this as a contender for your wallet. A second bonus offer comes in the form of 70,000 bonus miles after you spend $5,000 on purchases in the first 90 days. As for regular mile earnings, the Arrival Plus World Elite racks up impressive rewards - two miles for each dollar spent on purchases - and gives 5% miles back every time you redeem. There are no foreign transaction charges, and miles don't expire. Some other card member privileges include travel accident and trip cancellation insurance; free fraud liability for unauthorized purchases; and concierge and luxury travel benefits.

Main Features:
Intro APR on Balance Transfer:
0% (first 12 billing cycles following each balance transfer that posts to your account within 45 days of account opening)
Ongoing APR:
17.99%, 21.99% or 24.99% variable based on your creditworthiness
Rewards Rate:
Earn unlimited 2X miles on every purchase
Annual Fee:
$89 (waived first year)
Sign-up bonus: 70,000 miles
Sign-up bonus: 70,000 miles
Luxury travel benefits
Luxury travel benefits
No foreign transaction fees
No foreign transaction fees

The Final Word

You can't go wrong with one (or any) of these travel rewards cards at your disposal and all the perks they offer. As you start generating miles and points, you'll get to take advantage of the 0% APR introductory period, saving you on interest payments each month. Remember that this is for a limited time, and most cards will begin imposing regular interest rates after the intro phase is over.

Experts recommend using this time to take advantage of zero interest by paying off existing debt without the burden of paying more from high APRs. If the 0% intro APR period is not enough for you, then just pick a card with 0% intro rate on balance transfer and put your balance to one of such cards and never worry about debt. The vacation that you can get with the cards above will be worth all your efforts.

Choose The Right Card For Your Vacation

YOUR
TRAVEL ADVANTAGE: 0% intro APR on purchases or balance transfers
Discover it® Miles Capital One® VentureOne® Rewards Credit Card
Barclaycard Arrival Plus® World Elite Mastercard®
Different benefits on your travel card can make your journey smooth so you won't need to worry about extra fees or expenses.
Updated: December 10, 2018

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