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Probably, the reason for the credit denials is your credit report. A credit report is a document where the customer's all personal and financial information is stored. It makes sense that you check your credit report for inaccuracies or mistakes as ... (more)
Yes, it makes sense to transfer your outstanding balance onto a new lower fixed APR or 0% intro APR credit card. There is a great choice of balance transfer credit cards that can save time and money on paying off your debts. If your credit rating is som... (more)
If, as a bad credit customer, you failed to get a credit card, you must have applied for the wrong offer. Today, there are quite a number of credit providers working with people who need to repair their damaged credit history. First PREMIER Bank is a ma... (more)
If you have balances on several credit cards and you want to pay them off at a lower interest rate, the best thing for you to do is to consolidate the balances onto a single, lower APR credit card. If you have a good credit rating, there is a wide range... (more)
You are right - you shouldn't risk applying for the third time and getting denied once again. Each denial in your credit card application takes your scores down and this is definitely a bad thing. What we suggest is be a bit more patient and use you... (more)
Good question, thank you. There are lots of different steps you can take to get out of debt but a really smart cardholder will choose a most effective, less money-losing strategy. As a matter of fact, your debt repayment plan will depend on the nature and... (more)
Thank you for the question. Right now you need a credit card for consumers with bad credit. By making your payments on time and not exceeding your credit you can improve your credit. Here are the cards recommended by our experts for consumers with low c... (more)
In truth, it's hard to say what spending limit will have a card you are going to apply for. Most card issuers indicate the approximate credit limit or the range within which your limit may be set. All in all, a spending limit depends on certain fact... (more)
If you apply for a credit card and once you are approved for it, it is a positive issue in your credit report. When making an application, you cannot know for sure what your credit limit will be. Banks usually don't disclose certain criteria for calc... (more)
Thank you for the question. Your credit limit is determined by the bank according to your credit report. Sometimes it is possible to call the bank and request a credit limit increase. However, you are not likely to get a credit limit increase from $6,50... (more)
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