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Credit Card Applications » Comenity Bank

Comenity Bank Credit Card Alternatives

Formerly the World Financial Network Bank and World Financial Capital Bank, and rebranded in 2012 as Comenity Bank and Comenity Capital Bank. If Comenity Bank sounds familiar it’s probably because you may already have one of their credit cards in your wallet and you don’t even know it. If you don’t have one of the Comenity Bank credit cards you have probably shopped at one of the stores they have partnered with to provide lines of credit to many shoppers. Comenity Bank cards are available for many popular retailers including J.Crew, Eddie Bauer, HSN, Pottery Barn, The Buckle and Pier 1 Imports. Comenity Bank has over 120 card programs for retail establishments.

Unfortunately, we do not currently offer any online applications for this bank.
However, our experts have matched very similar credit card offers which might be just as good or better available from other banks!
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Discover it® Cash Back Citi Rewards+℠ Card Discover it® Miles David's Bridal Credit Card Catherines credit card Carson's Credit Card Buckle Credit Card New York & Company Credit Card Victoria's Secret Angel Credit Card Trek Credit Card Total Rewards® Visa® Dressbarn Credit Card Eddie Bauer Credit Card Fashion Bug Credit Card HSN Credit Card HSN MasterCard® Herberger's Credit Card J.Crew Credit Card Justice Credit Card Maurices Credit Card Meijer® Credit Card Meijer® Mastercard® West Elm Credit Card Peebles Credit Card Pottery Barn Credit Card Talbots Classic Awards Card Talbots Classic Awards Loyality Card Talbots Classic Awards Premier Card The Ann Taylor Credit Card The Ann Taylor MasterCard® The Ashley Stewart Credit Card The Avenue Platinum Credit Card The Avenue Preferred Gold Credit Card The Bealls Florida Credit Card The Bealls Outlet Credit Card The CREDO Visa® Credit Card The Gander Mountain Credit Card The Gander Mountain MasterCard® The Gordmans Credit Card The Limited Credit Card The Peebles Preferred Credit Card The Pier 1 Platinum Rewards Credit Card The Pier 1 Rewards Credit Card Torrid Insider Credit Card
Discover it® Cash Back*See Terms Citi Rewards+ Card Discover it® Miles*See Terms David's Bridal Credit Card Catherines credit card Carson's Credit Card Buckle Credit Card New York & Company Credit Card Victoria's Secret Angel Credit Card Trek Credit Card Total Rewards® Visa® Dressbarn Credit Card Eddie Bauer Credit Card Fashion Bug Credit Card HSN Credit Card HSN MasterCard® Herberger's Credit Card J.Crew Credit Card Justice Credit Card Maurices Credit Card Meijer® Credit Card Meijer® Mastercard® West Elm Credit Card Peebles Credit Card Pottery Barn Credit Card Talbots Classic Awards Card Talbots Classic Awards Loyality Card Talbots Classic Awards Premier Card The Ann Taylor Credit Card The Ann Taylor MasterCard® The Ashley Stewart Credit Card The Avenue Platinum Credit Card The Avenue Preferred Gold Credit Card The Bealls Florida Credit Card The Bealls Outlet Credit Card The CREDO Visa® Credit Card The Gander Mountain Credit Card The Gander Mountain MasterCard® The Gordmans Credit Card The Limited Credit Card The Peebles Preferred Credit Card The Pier 1 Platinum Rewards Credit Card The Pier 1 Rewards Credit Card Torrid Insider Credit Card
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INTRO OFFER: Unlimited Cashback Match – only from Discover. Discover will automatically match all the cash back you’ve earned at the end of your first year! There’s no minimum spending or maximum rewards. You could turn $150 to $300.
Earn 15,000 bonus points after you spend $1,000 in purchases with your card within 3 months of account opening; redeemable for $150 in gift cards at thankyou.com
UNLIMITED BONUS: Only Discover will automatically match all the Miles you’ve earned at the end of your first year. For example, if you earn 35,000 Miles, you get 70,000 Miles.  There’s no signing up, no minimum spending or maximum rewards. Just a Miles-for-Miles match.
No bonus offer12
No
No
10% off your first Buckle Credit Card purchase.12
No bonus offer12
No bonus offer12
No
No
No
No
No
Save $40 on a single item when you open and use an HSN Card through December 14.12
No
No
15% off your first purchase.12
No bonus offer12
Get 100 bonus points when you sign up.12
No
$10 off your first purchase.12
No
No
No bonus offer12
No
No
No
No bonus offer12
No bonus offer12
No
No
No
No
No bonus offer12
No
Get a rewards certificate for $40 if you purchase $500 worth of goods.12
No
No
No
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No
No bonus offer12
$15 off $50 Welcome Offer (when your card arrives).12
  • Earn 5% cash back on everyday purchases at different places each quarter like Amazon.com, grocery stores, restaurants, gas stations and when you pay using PayPal, up to the quarterly maximum when you activate.
  • Plus, earn unlimited 1% cash back on all other purchases - automatically.
  • The Citi Rewards+SM Card - the only credit card that automatically rounds up to the nearest 10 points on every purchase - with no cap.
  • Earn 2X ThankYou® Points at Supermarkets and Gas Stations for the first $6,000 per year and then 1X Points thereafter. Plus, earn 1X ThankYou® Points on All Other Purchases.
  • Earn unlimited 1.5x Miles for every dollar spent on all purchases - with no annual fee.
  • No rewards program12
  • 10% off your first Buckle Credit Card purchase.12
  • B-Rewards Card for every 300 points earned12
  • $10 Reward when you spend $200 on your NY&C Rewards Credit Card.12
  • Earn 1 point for each $1 of Net New Purchases on your Angel Card (outside of bonus Point events). 250 points = $1012
  • Earn rewards faster – Join Adventure Rewards** and earn an additional 2% in Rewards on every purchase when you use your Eddie Bauer Credit Card.12
  • Save an extra 10% when you open and use your Eddie Bauer Credit Card*12
  • No rewards program12
  • $10 Credit Card Reward every $200 you spend.12
  • Spend $1 and earn 1 point in-store or at maurices.com. Get a $5 reward certificate with every 100 points.12
  • Save 10¢ per gallon at Meijer Gas Stations every day.12
  • Earn $10 reward for every $750 spent.12
  • Earn 1 rewards point per $1 spent with your card.12
  • $25 Reward at 500 points.12
  • 1 Point per $1 spent on your Talbots Credit Card.12
  • $25 Reward at 500 points.12
  • 1 Point per $1 spent on your Talbots Credit Card.12
  • Earn 5 Rewards Points for every dollar spent in stores or online. 2,000 Points = $20.12
  • Earn 5 Rewards Points for every dollar spent in stores or online. 2,000 Points = $20.12
  • Receive a $20 Certificate with your new Platinum Card.12
  • Earn Rewards! For every $1 spent receive a point.12
  • For every 200 points get a $10 In-Store Rewards Certificate.12
  • 15% off first-day purchases*12
  • $5 reward for every 200 points earned.12
  • $1 net spend = 2 points (Double Points!)12
  • Earn 2 Points for Every $1 You Spend. 200 points = $5.12
  • $5 Payback Reward* for every 100 points earned with any form of payment - use on almost any item. $1 spent = 1 point earned with any form of payment. 12
  • Double points every day! $1 spent = 2 points earned with your store card†12
  • Earn 1 point for every $1 you spend at Pier 1 Imports. 200 Points = $10.12
  • No rewards12
0% (14 months on Purchases)
0% (15 months on Purchases)
0% (14 months on Purchases)
No intro APR12
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11.99% - 22.99% Variable
13.49% - 23.49% (Variable)
11.99% - 22.99% Variable
29.24%12
27.24%12
See terms
26.49%12
22.74%12
24.99%12
25.24%12
See terms
27.24%12
28.24%12
24.9912
26.99%12
27.24%12
See terms
27.24%12
26.99%12
28.74%12
24.24%12
21.74% - 25.74%12
29.24%12
25.49%12
29.24%12
27.24%12
25.24%12
26.24%12
26.74%12
27.24%12
25.24%12
26.24%12
26.24%12
26.24%12
27.2412
See terms
16.99% APR to 24.99%12
25.24%, 21.24%,
17.24% (V)12
28.24%12
25.24%12
28.24%12
27.24%12
29.24%12
26.49%12
$0
$0
$0
None12
None12
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$012
None12
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$012

Other Alternatives to Comenity Bank Cards:

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Card Details
  • 0% Intro APR for 18 months on purchases from date of account opening and 0% Intro APR for 18 months on balance transfers from date of first transfer. After that the variable APR will be 14.74% - 24.74%, based on your creditworthiness. Balance transfers must be completed within 4 months of account opening.
  • There is a balance transfer fee of either $5 or 3% of the amount of each transfer, whichever is greater
  • Get free access to your FICO® Score online.
  • With Citi Entertainment®, get special access to purchase tickets to thousands of events, including concerts, sporting events, dining experiences and more.
  • Shop with confidence knowing that you have dependable protection benefits, including $0 Liability on Unauthorized Purchases and Citi® Identity Theft Solutions.
  • The standard variable APR for Citi Flex Plan is 14.74% - 24.74%, based on your creditworthiness. Citi Flex Plan offers are made available at Citi's discretion.
Summary of Card Features:
Intro APR
on Purch.
Intro APR
on Bal.Tr.
Regular APR Balance Transfer Fee Annual Fee
0% (18 months on Purchases) 0% (18 months on Balance Transfers) 14.74% - 24.74% (Variable) Balance transfer fee applies with this offer 3% of each balance transfer; $5 minimum. $0
See card details
Excellent/Good Credit
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Card Details
  • INTRO OFFER: Unlimited Cashback Match – only from Discover. Discover will automatically match all the cash back you’ve earned at the end of your first year! There’s no minimum spending or maximum rewards. Just a dollar-for-dollar match.
  • Earn cash back on your next road trip with 2% cash back at Gas Stations and Restaurants on up to $1,000 in combined purchases each quarter. Plus, earn unlimited 1% cash back on all other purchases – automatically.
  • Redeem your cash back for any amount, any time. Cash rewards never expire.
  • 100% U.S. Based Customer Service available any time.
  • Get your free Credit Scorecard with your FICO® Credit Score, number of recent inquiries and more.
  • Get an alert if we find your Social Security number on any of thousands of Dark Web sites.* Activate for free.
  • No annual fee.
  • Discover is accepted nationwide by 99% of the places that take credit cards.
Summary of Card Features:
Intro APR
on Purch.
Intro APR
on Bal.Tr.
Regular APR Balance Transfer Fee Annual Fee
0% (14 months on Purchases) 0% (14 months on Balance Transfers) 11.99% - 22.99% Variable 3% intro balance transfer fee, up to 5% fee on future balance transfers (see terms)* $0
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Card Details
  • Earn 2% on every purchase with unlimited 1% cash back when you buy, plus an additional 1% as you pay for those purchases.
  • To earn cash back, pay at least the minimum due on time.
  • Balance Transfer Offer: 0% intro APR on Balance Transfers for 18 months. After that, the variable APR will be 13.99% – 23.99%, based on your creditworthiness.
  • Balance Transfers do not earn cash back.
  • If you transfer a balance, interest will be charged on your purchases unless you pay your entire balance (including balance transfers) by the due date each month.
  • There is a balance transfer fee of either $5 or 3% of the amount of each transfer, whichever is greater.
  • The standard variable APR for Citi Flex Plan is 13.99% – 23.99% based on your creditworthiness. Citi Flex Plan offers are made available at Citi's discretion.
Summary of Card Features:
Intro APR
on Purch.
Intro APR
on Bal.Tr.
Regular APR Balance Transfer Fee Annual Fee
N/A 0% (18 months on Balance Transfers) 13.99% – 23.99% (Variable) 3% of each balance transfer; $5 minimum $0
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Bad/No Credit
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Card Details
  • Must have Active Debit Card or Credit Card to qualify.
  • Instant $500 Credit Line.
  • No Credit Check.
  • No Employment Check.
  • Reports to a Major Credit Bureau.
  • Fast Online Application.
  • Bad Credit accepted.
Summary of Card Features:
Intro APR
on Purch.
Intro APR
on Bal.Tr.
Regular APR Balance Transfer Fee Annual Fee
n/a n/a 0.00% See terms See Terms
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Card Details
  • Earn 10,000 American Airlines AAdvantage® bonus miles and receive a $50 statement credit after making $500 in purchases within the first 3 months of account opening
  • No Annual Fee
  • Earn 2 AAdvantage® miles for each $1 spent at grocery stores, including grocery delivery services
  • Earn 2 AAdvantage® miles for every $1 spent on eligible American Airlines purchases
  • Earn 1 AAdvantage® mile for every $1 spent on other purchases
  • Save 25% on inflight food and beverage purchases when you use your card on American Airlines flights
  • The standard variable APR for Citi Flex Plan is 15.99% - 24.99%, based on your creditworthiness. Citi Flex Plan offers are made available at Citi's discretion.
Summary of Card Features:
Intro APR
on Purch.
Intro APR
on Bal.Tr.
Regular APR Balance Transfer Fee Annual Fee
N/A N/A 15.99% - 24.99% (Variable) 3% of each balance transfer; $5 minimum $0
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Card Details
  • No credit check necessary to apply. OpenSky believes in giving an opportunity to everyone.
  • The refundable* deposit you provide becomes your credit line limit on your Visa card. Choose it yourself, from as low as $200.
  • Build credit quickly. OpenSky reports to all 3 major credit bureaus.
  • 99% of our customers who started without a credit score earned a credit score record with the credit bureaus in as little as 6 months.
  • We have a Facebook community of people just like you; there is a forum for shared experiences, and insights from others on our Facebook Fan page. (Search “OpenSky Card” in Facebook.)
  • OpenSky provides credit tips and a dedicated credit education page on our website to support you along the way.
  • *View our Cardholder Agreement located at the bottom of the application page for details of the card.
Summary of Card Features:
Regular APR Annual Fee Application Processing Fee Reporting Credit Bureaus Instant Response
17.39% (variable) $35 See Terms Yes No
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Card Details
  • Earn 50,000 American Airlines AAdvantage® bonus miles after spending $5,000 in purchases within the first 3 months of account opening
  • Admirals Club® membership for you and access for up to two guests or immediate family members traveling with you
  • Earn 10,000 AAdvantage® Elite Qualifying Miles (EQMs) after you spend $40,000 in purchases within the year
  • No Foreign Transaction Fees on purchases
  • Earn 2 AAdvantage® miles for every $1 spent on eligible American Airlines purchases and 1 AAdvantage® mile for every $1 spent on other purchases
  • First checked bag is free on domestic American Airlines itineraries for you and up to 8 companions traveling with you on the same reservation
  • The standard variable APR for Citi Flex Plan is 15.99% - 24.99%, based on your creditworthiness. Citi Flex Plan offers are made available at Citi's discretion.
Summary of Card Features:
Intro APR
on Purch.
Intro APR
on Bal.Tr.
Regular APR Balance Transfer Fee Annual Fee
N/A N/A 15.99% - 24.99% (Variable) 3% of each balance transfer; $5 minimum $450
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Expert Rating:

Card Details
  • Better than Prepaid…Go with a Secured Card! Load One Time - Keep On Using
  • Absolutely No Credit Check or Minimum Credit Score Required
  • Automatic Reporting to All Three National Credit Bureaus
  • 9.99% Low Fixed APR - Your Rate Won´t Go Up Even if You Are Late
  • Activate Today with a $200 Minimum Deposit - Maximum $1,000. * Increase Your Credit Limit up to $5,000 by Adding Additional Deposits Anytime
Summary of Card Features:
Regular APR Annual Fee Application Processing Fee Reporting Credit Bureaus Instant Response
9.99% (Fixed) $48 None Yes No
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Expert Rating:

Card Details
  • Get the security and convenience of a full-feature, unsecured Visa® Credit Card – accepted at millions of merchant and ATM locations nationwide and online
  • Reporting monthly to all three major credit reporting agencies
  • Perfect credit not required for approval; we may approve you when others won’t
  • Easy and secure online application
  • $300 credit limit (subject to available credit)
  • Receive your card more quickly with optional Expedited Processing (additional fee applies)
  • Get a result in as little as 60 seconds upon completion of the online application
  • Select your favorite card design from our gallery, for free!
  • Online Customer Center available 24 x 7
  • Issued by The Bank of Missouri
Summary of Card Features:
Intro APR
on Purch.
Regular APR Annual Fee Application Processing Fee Reporting Credit Bureaus
N/A See Terms See Terms See Terms Yes
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Fair/Bad Credit
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Expert Rating:

Card Details
  • All credit types welcome to apply!
  • Free access to your Vantage 3.0 score From TransUnion* (When you sign up for e-statements)
  • Monthly reporting to the three major credit bureaus
  • See if you’re Pre-Qualified without impacting your credit score
  • Fast and easy application process; results in seconds
  • Free online account access 24/7
  • Checking Account Required
Summary of Card Features:
Intro APR
on Purch.
Intro APR
on Bal.Tr.
Regular APR Balance Transfer Fee Annual Fee
N/A N/A 25.90% - 29.99% N/A $75 - $99
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Total Rewards Credit Card From Comenity Bank

Comenity Bank does more than just store cards. They are also affiliated with Caesars Entertainment Operating Company. Together they offer patrons of almost 40 resorts casinos the Total Reward Visa which gives them a chance to earn rewards for the money they spend at any of their participating establishments. When you sign up for the Total Rewards Visa you can earn 10,000 reward credits for spending $750 within the first 90 days.

The Total Reward credit card offers five reward credits for every dollar spent at their participating locations. Two points are earned for every dollar spent at gas stations, grocery stores and on airline travel, and one rewards credit is earned for every dollar spent anywhere else you can use a Visa card. Rewards Credits can be redeemed for free play at Caesar’s casinos, or for hotel rooms or amenities at their Caesar’s resorts such as the spa, shopping, dining or golf.

The Total Rewards credit card also offers rotating promotions and discounts on their hotel rooms and at participating retail establishments within their resorts and casinos. There is also an opportunity to earn daily tier credit bonuses. For example earning 500 credits in a day would get you a 125 tier credit bonus. If you earn 1,000 points in a day, you will receive a 1,000 tier credit bonus. Earning 2,500 doubles your bonus to 5,000 and gives you platinum status in one day, and 5000 tier credits also doubles the bonus to 10,000 and gives the cardholder instant diamond status in one day.

So whether you’re into playing the odds or like to play it safe, the Total Rewards Visa can offer great rewards when used at their locations and in conjunction with discounts and promotions. However, it may be a gamble when used at other establishments. To maximize your winnings check out other options here.

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