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Goldman Sachs Bank USA
CREDIT CARD APPLICATIONS
Goldman Sachs Bank USA is a subsidiary of Goldman Sachs Group, Inc. (GS), a leading global investment banking, securities and investment management company serving clients worldwide. In recent years, Goldman Sachs has built its value proposition for U.S. consumers under the Marcus brand. Marcus by Goldman Sachs offers interest-free unsecured personal loans, high-yield online savings account and certificates of deposit.
- Earn 15,000 bonus points after you spend $1,000 in your first three months - that's $150 in value when you redeem with GM
- Earn 4x points for every $1 spent everywhere, and receive unlimited 7x total points for every $1 spent with GM. Points don't expire as long as your account remains open
- Points add up fast! For example, spending $12K per year on everyday purchases will earn 48,000 pts which is $480 in value toward future redemptions with GM
- Looking for a new GM vehicle? Redeem unlimited points towards the purchase or lease of a new Chevrolet, Buick, GMC or Cadillac
- Already own or lease a GM vehicle? Use your points toward your loan or lease payment with GM Financial, Certified Service, eligible Accessories and more
- No annual fee, no foreign transaction fees, or cash advance fees. Late fees may apply
- 0% intro APR on purchases for the first 12 months, then a variable APR of 19.49% to 29.49%
- See if you're approved with no impact to your credit score. Accepting a card after your application is approved will result in a hard inquiry, which may impact your credit score
- Terms Apply. Subject to credit approval
- Get the business card that rewards small business owners with special benefits. Redeem Earnings toward an eligible, new Chevrolet, Buick, GMC or Cadillac
- Get $750 in Bonus Earnings towards the purchase or lease of an eligible, new GM vehicle after you spend $5,000 on purchases in your first 5 months
- 5% in Earnings on eligible GM dealership parts, accessories or service purchases
- 3% in Earnings on purchases at gas stations, restaurants and office supply stores, and 1% on all other purchases
- No annual fee, no foreign transaction fees or cash advance fees. Late fees may apply
- 0% Intro APR on purchases for the first 12 months, variable of 18.49% to 28.49% APR after
- See if you're approved with no impact to your credit score. Accepting a card after your application is approved will result in a hard inquiry, which may impact your credit score
- Terms & Limitations Apply. Subject to credit approval
Goldman Sachs Bank
Credit Cards
Goldman Sachs entered the credit card market in August 2019, when it partnered with Apple to become the issuing bank for Goldman Sachs' first consumer credit card. The giant further expanded its presence in the credit card industry by partnering with General Motors to become the issuing bank for the automaker's credit card programs.
General Motors-branded cards unlock a unique rewards structure and everyday user experience that only General Motors can offer. In addition to consumer credit cards, Goldman issues business credit cards that provide special benefits to small business owners.
Goldman Sachs credit cards are integrated into the Marcus ecosystem, allowing cardholders to access their card information directly from the app and manage their finances on the go and at home.
Marcus by Goldman Sachs is also known for offering its customers competitive rates on savings products, multiple CDs terms and fee-free personal loans.
Overall, Goldman Sachs Bank offers competitive and compelling products to meet a variety of financial needs. If you're considering applying for a credit card or personal loan, Goldman Sachs Bank's offers can be a decent option to support your personal financial goals.
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