Best Credit Cards in April 2020

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ADVERTISING DISCLOSURE:
Credit-Land.com is an independent, advertising-supported web site. Credit-Land.com receives compensation from most credit card issuers whose offers appear on our site. Compensation from our advertising partners impacts how and where their products appear on our site, including, for example, the order in which they may appear within review lists. Credit-Land.com has not reviewed all available credit card offers in the marketplace.

Top Credit Cards From Our Partners

Best Credit Card Offers

There is no one for all credit card. Different credit cards have different sets of features and benefits. We all also have different needs and goals. One may need a credit card with 0% intro APR, the other may want a no annual fee credit card with cash back rewards. Also, you should always take your credit score into consideration when looking for a new credit card. So, do not pick fist best offer you see, it should be a carefully weighed decision.

Citi® Double Cash Card – 18 month BT offer
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CARD DETAILS:

  • Earn cash back twice. Earn 2% on every purchase with unlimited 1% cash back when you buy, plus an additional 1% as you pay for those purchases.
  • To earn cash back, pay at least the minimum due on time.
  • Balance Transfer Offer: 0% intro APR on Balance Transfers for 18 months. After that, the variable APR will be 13.99%23.99%, based on your creditworthiness.
  • Balance Transfers do not earn cash back.
  • If you transfer a balance, interest will be charged on your purchases unless you pay your entire balance (including balance transfers) by the due date each month.
  • There is a balance transfer fee of either $5 or 3% of the amount of each transfer, whichever is greater.
  • The standard variable APR for Citi Flex Plan is 13.99%23.99% based on your creditworthiness. Citi Flex Plan offers are made available at Citi's discretion.

APRs & FEES:

Intro APR on Purch.:

N/A

Intro APR on Bal. Tr.:

0% 18 months on Balance Transfers

Ongoing APR:

13.99%23.99% (Variable)

Annual Fee:

$0

Foreign Transaction Fee:

3%

Balance Transfer Fee:

3% of each balance transfer; $5 minimum

Citi® Diamond Preferred® Card – 21 Month Balance Transfer Offer
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CARD DETAILS:

  • 0% Intro APR on balance transfers for 21 months from date of first transfer. After that, the variable APR will be 13.74%23.74%, based on your creditworthiness. All transfers must be completed in first 4 months.
  • 0% Intro APR on purchases for 12 months from date of account opening. After that, the variable APR will be 13.74%23.74%, based on your creditworthiness.
  • If you transfer a balance with this offer, after your 0% Intro purchase APR expires, both new purchases and unpaid purchase balances will automatically accrue interest until all balances, including your transferred balance, are paid in full.
  • There is a balance transfer fee of either $5 or 5% of the amount of each transfer, whichever is greater
  • Get free access to your FICO® score online.
  • With Citi EntertainmentSM, get special access to purchase tickets to thousands of events, including concerts, sporting events, dining experiences and more.
  • Shop with confidence knowing that you have dependable protection benefits, including $0 Liability on Unauthorized Purchases and Citi® Identity Theft Solutions.
  • The standard variable APR for Citi Flex Plan is 13.74%23.74%, based on your creditworthiness. Citi Flex Plan offers are made available at Citi's discretion.

APRs & FEES:

Intro APR on Purch.:

0% 12 months on Purchases

Intro APR on Bal. Tr.:

0% 21 months on Balance Transfers

Ongoing APR:

13.74%23.74% (Variable)

Annual Fee:

$0

Foreign Transaction Fee:

3%

Balance Transfer Fee:

5% of each balance transfer; $5 minimum.

Amalgamated Bank of Chicago Platinum Rewards Mastercard® Credit Card
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CARD DETAILS:

  • 0% Intro APR on Purchases for 12 months and Balance Transfers for 18 months; after that the variable APR will be 14.40% - 24.40%, based on your creditworthiness
  • Earn $150 Statement Credit after you spend $1,200 on purchases within the first 90 days from account opening
  • Earn 5x rewards on up to $1,500 in combined purchases each quarter in popular categories such as dining, groceries, travel, and automotive
  • No upper limit on the points you can accumulate, and since points never expire, you can save up for a big award!
  • Earn Points on Every Purchase! It's simple: $1 = 1 Point
  • No Annual Fee
  • Select Your Rewards Your Way
  • No Foreign Transaction Fee

APRs & FEES:

Intro APR on Purch.:

0% for 12 months

Intro APR on Bal. Tr.:

0% for 18 months

Ongoing APR:

14.40% - 24.40% Variable

Annual Fee:

$0

Foreign Transaction Fee:

No

Balance Transfer Fee:

3% of each balance transfer (minimum $5)

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Our Partners' Best Credit Cards for Every Customer

When Credit-Land.com talks about the best credit card offers available right now, we aren't just talking about great credit cards with the hottest offers, the lowest interest rates, or the sweetest rewards. Here, at Credit-Land.com, we make a thorough comparison of the best credit cards in the USA and select a best credit card for each of our customers - and that's not going to be the same card in every case. Our priority is to get you approved for the right card for you.

When you wonder "how to find the best credit card for me", you should remember about your own unique credit history and why you need a credit card. That's why we don't simply show you the most popular new cards or several top credit cards. Credit-Land.com will always tell you what level of credit is required for each card on our site, so you could evaluate your chances to qualify for it. Thus, know your credit history before you apply for a credit card.

There's a card for every need - bad credit, good credit, business or student. Moreover, there's a perfect card for you, no matter what you're looking for - the important thing is to look in the right place and to compare credit cards. Thus, if you want to build your credit, you will waste your time reviewing credit card offers with a 0% into APR benefit or travel rewards credit cards - all such cards are for people with good credit. And of course, you should not consider secured credit cards when you have established credit history with high credit score. Secured cards are designed for people with poor credit or no credit at all.

When you hesitate between two or three credit cards, use our Credit Card Comparison tool to review main credit card features of the cards you like in one table. This may help you to make your final decision.

You should remember that every time you submit a new credit card application, a hard inquiry is made to your credit report and your credit can be affected. Use our tools to make sure you're applying for the right card and increase your chances of getting approved.


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