Best Credit Cards in July 2019

ADVERTISING DISCLOSURE

ADVERTISING DISCLOSURE:
Credit-Land.com is an independent, advertising-supported web site. Credit-Land.com receives compensation from most credit card issuers whose offers appear on our site. Compensation from our advertising partners impacts how and where their products appear on our site, including, for example, the order in which they may appear within review lists. Credit-Land.com has not reviewed all available credit card offers in the marketplace.

Top Credit Cards From Our Partners

Best Credit Card Offers

There is no one for all credit card. Different credit cards have different sets of features and benefits. We all also have different needs and goals. One may need a credit card with 0% intro APR, the other may want a no annual fee credit card with cash back rewards. Also, you should always take your credit score into consideration when looking for a new credit card. So, do not pick fist best offer you see, it should be a carefully weighed decision.

Citi® Double Cash Card – 18 month BT offer
Compare
APPLY NOW See Details >
CARD DETAILS:

  • Earn 2% cash back on purchases 1% when you buy and 1% as you make payments for those purchases
  • To earn cash back, pay at least the minimum due on time
  • 0% intro APR on Balance Transfers for 18 months. After that, the variable APR will be 15.74% - 25.74% based on your creditworthiness.*
  • Balance Transfers do not earn cash back
  • Click 'Apply Now' to see the applicable balance transfer fee and how making a balance transfer impacts interest on purchases
  • No categories to track, no caps on cash back, no annual fee*

APRs & FEES:

Intro APR on Purch.:

N/A

Intro APR on Bal. Tr.:

0% 18 months on Balance Transfers*

Ongoing APR:

15.74% - 25.74%* (Variable)

Annual Fee:

$0*

Foreign Transaction Fee:

3%

Balance Transfer Fee:

3% of each balance transfer; $5 minimum.

Capital One® Venture® Rewards Credit Card
Compare
APPLY NOW See Details >
CARD DETAILS:

  • Enjoy a one-time bonus of 50,000 miles once you spend $3,000 on purchases within 3 months from account opening, equal to $500 in travel
  • Earn 2X miles on every purchase, every day. Plus earn 10X miles on thousands of hotels, through January 2020; learn more at hotels.com/venture
  • Named ‘The Best Travel Card' by CNBC, 2018
  • Receive up to $100 application fee credit for Global Entry or TSA Pre✓®
  • Fly any airline, stay at any hotel, anytime; no blackout dates. Plus transfer your miles to over 12 leading travel loyalty programs
  • Miles won't expire for the life of the account and there's no limit to how many you can earn
  • No foreign transaction fees
  • $0 intro annual fee for the first year; $95 after that

APRs & FEES:

Intro APR on Purch.:

N/A

Intro APR on Bal. Tr.:

N/A

Ongoing APR:

17.99% - 25.24% (Variable)

Annual Fee:

$0 intro for first year; $95 after that

Foreign Transaction Fee:

None

Balance Transfer Fee:

$0

Capital One® Savor® Cash Rewards Credit Card
Compare
APPLY NOW See Details >
CARD DETAILS:

  • Earn a one-time $300 cash bonus after you spend $3000 on purchases within the first 3 months from account opening
  • Earn unlimited 4% cash back on dining and entertainment, 2% at grocery stores and 1% on all other purchases. Plus, earn 8% cash back on tickets at Vivid Seats through May 2020.
  • Receive a monthly statement credit for a Postmates Unlimited monthly membership through Dec. 2019 with the Capital One Savor Card
  • No rotating categories or sign-ups needed to earn cash rewards; plus cash back won't expire for the life of the account and there's no limit to how much you can earn
  • No foreign transaction fees
  • Capital One cardholders get access to premium experiences in dining, entertainment and more
  • $0 intro annual fee for the first year, $95 after that

APRs & FEES:

Intro APR on Purch.:

N/A

Intro APR on Bal. Tr.:

N/A

Ongoing APR:

16.74% - 25.74% (Variable)

Annual Fee:

$0 intro for first year; $95 after that

Foreign Transaction Fee:

None

Balance Transfer Fee:

$0

Citi Rewards+℠ Card
Compare
APPLY NOW See Details >
CARD DETAILS:

  • The Citi Rewards+ Card - the only credit card that automatically rounds up to the nearest 10 points on every purchase - with no cap
  • Earn 15,000 bonus points after you spend $1,000 in purchases with your card within 3 months of account opening; redeemable for $150 in gift cards at thankyou.com
  • 0% Intro APR on balance transfers and purchases for 15 months. After that, the variable APR will be 15.74% - 25.74%, based on your creditworthiness.
  • Earn 2X ThankYou® Points at Supermarkets and Gas Stations for the first $6,000 per year and then 1X Points thereafter. Plus, earn 1X Points on All Other Purchases.
  • Get 10% Points Back for the first 100,000 ThankYou® Points you redeem per year

APRs & FEES:

Intro APR on Purch.:

0% 15 months on Purchases

Intro APR on Bal. Tr.:

0% 15 months on Balance Transfers

Ongoing APR:

15.74% - 25.74% (Variable)

Annual Fee:

$0

Foreign Transaction Fee:

3%

Balance Transfer Fee:

3% of each balance transfer; $5 minimum.

Capital One® SavorOne℠ Cash Rewards Credit Card
Compare
APPLY NOW See Details >
CARD DETAILS:

  • Earn a one-time $150 cash bonus after you spend $500 on purchases within the first 3 months from account opening
  • Earn unlimited 3% cash back on dining and entertainment, 2% at grocery stores and 1% on all other purchases
  • No rotating categories or sign-ups needed to earn cash rewards; plus cash back won't expire for the life of the account and there's no limit to how much you can earn
  • 0% intro APR on purchases for 15 months; 16.24% - 26.24% variable APR after that
  • 0% intro APR on balance transfers for 15 months; 16.24% - 26.24% variable APR after that; 3% fee on the amounts transferred within the first 15 months
  • No foreign transaction fee
  • No annual fee

APRs & FEES:

Intro APR on Purch.:

0% intro on purchases for 15 months

Intro APR on Bal. Tr.:

0% intro on balance transfers for 15 months

Ongoing APR:

16.24% - 26.24% (Variable)

Annual Fee:

$0

Foreign Transaction Fee:

None

Balance Transfer Fee:

3%

Discover it® Cash Back
Compare
APPLY NOW See Details >
CARD DETAILS:

  • INTRO OFFER: Discover will match ALL the cash back you've earned at the end of your first year, automatically. There's no signing up. And no limit to how much is matched.
  • Earn 5% cash back at different places each quarter like gas stations, grocery stores, restaurants, Amazon.com and more up to the quarterly maximum, each time you activate.
  • Plus, earn unlimited 1% cash back on all other purchases - automatically.
  • Redeem cash back any amount, any time. Rewards never expire.
  • Use your rewards at Amazon.com checkout.
  • Get an alert if we find your Social Security number on any of thousands of Dark Web sites.* Activate for free.
  • No annual fee.
  • Click "APPLY NOW" to see rates, rewards, FICO® Credit Score terms, Cashback Match™ details & other information.

APRs & FEES:

Intro APR on Purch.:

0% (14 months)

Intro APR on Bal. Tr.:

0% (14 months)

Ongoing APR:

14.24% - 25.24% Variable

Annual Fee:

$0

Foreign Transaction Fee:

None

Balance Transfer Fee:

3% intro balance transfer fee, up to 5% fee on future balance transfers (see terms)*

Related User Questions:

What is the best credit card?
With today’s credit card offers it’s getting harder and harder to find the best credit card to apply for. You may find lots of various credit card ratings and comparisons but still wonder which is the best credit card to get. The truth is...
Continue reading
How to choose the best credit cards from the ones that are available?
Life without credit cards can be quite an impossible task for most of us as we have gone used to handling plastic cards which are far more convenient than carrying wads of currency. However, choosing the right credit card is equally important....
Continue reading
How do I decide what type of rewards program will be the most useful for me, so I apply for the best credit card I can get?
There are so many different rewards programs; choosing just one can be daunting. First, think about whether you’d prefer a cash back credit card, a points rewards card, or perhaps a travel rewards card. Each has things to recommend it. The great...
Continue reading
Ask Your Question

Our Partners' Best Credit Cards for Every Customer

When Credit-Land.com talks about the best credit card offers available right now, we aren't just talking about great credit cards with the hottest offers, the lowest interest rates, or the sweetest rewards. Here, at Credit-Land.com, we make a thorough comparison of the best credit cards in the USA and select a best credit card for each of our customers - and that's not going to be the same card in every case. Our priority is to get you approved for the right card for you.

When you wonder "how to find the best credit card for me", you should remember about your own unique credit history and why you need a credit card. That's why we don't simply show you the most popular new cards or several top credit cards. Credit-Land.com will always tell you what level of credit is required for each card on our site, so you could evaluate your chances to qualify for it. Thus, know your credit history before you apply for a credit card.

There's a card for every need - bad credit, good credit, business or student. Moreover, there's a perfect card for you, no matter what you're looking for - the important thing is to look in the right place and to compare credit cards. Thus, if you want to build your credit, you will waste your time reviewing credit card offers with a 0% into APR benefit or travel rewards credit cards - all such cards are for people with good credit. And of course, you should not consider secured credit cards when you have established credit history with high credit score. Secured cards are designed for people with poor credit or no credit at all.

When you hesitate between two or three credit cards, use our Credit Card Comparison tool to review main credit card features of the cards you like in one table. This may help you to make your final decision.

You should remember that every time you submit a new credit card application, a hard inquiry is made to your credit report and your credit can be affected. Use our tools to make sure you're applying for the right card and increase your chances of getting approved.


User Comments About Best Credit Card Offers