Business and Personal
Personal credit report is not the only credit report you can have. If you are a business owner, there also may be a business credit report in your name. Your personal and business reports are not linked, so it can be worthy to have a separate business credit score. Having a separate business score may reduce your personal credit risk.
When you have a small business and want to start building your business credit, you will likely need to rely on your personal credit score to prove your creditworthiness. But as your company grows, it is important to separate your business credit history from your personal credit. Constantly monitor your business credit report and score because they are dynamic.
with Business Credit Cards
When you spend a lot on supplies for your business you may wish to get some rebates. The business credit cards can give you such rebates, notably you can earn cash back or bonus points on every purchase you charge on your business credit card. Some credit card issuers may even offer higher rewards in particular spending categories.