ADVERTISING DISCLOSURE
ADVERTISING DISCLOSURE:
Credit-Land.com is an independent, advertising-supported web site. Credit-Land.com receives compensation from most credit card issuers whose offers appear on our site. Compensation from our advertising partners impacts how and where their products appear on our site, including, for example, the order in which they may appear within review lists. Credit-Land.com has not reviewed all available credit card offers in the marketplace.

Gas station credit cards or
rewards credit cards?

Many gas stations offer branded credit cards that may help you save money at the pump. But are they really good at it? Will you benefit from having a gas-branded credit card? Let's take the Wawa Credit Card. It may save you a lot but only at Wawa locations, which already limits your options. If you compare the Wawa card with a regular gas rewards credit card, you will see the difference, and which card is the best credit card for gas rewards.

Show more

Compare rewards credit cards to find the best

VIEWING 0-0 of 0

Compare travel credit cards to find the best

VIEWING 1 - 4 of 12

our choice

Rating 5.0
on Discover's secure website

Excellent/Good Credit 

Rating 3.0
Offer is not available on Credit-Land.com

Excellent/Good/Fair Credit 

Rating 5.0
on Citi's secure website

Excellent, Good Credit 

Rating 4.4
on Citi's secure website

Excellent, Good Credit 

Rating 4.7
on Citi's secure website

Excellent, Good Credit 

Rating 5.0
on Discover's secure website

Excellent/Good Credit 

Rating 4.7
on Discover's secure website

Fair/New to Credit 

REWARDS
Rewards bonus
INTRO OFFER: Unlimited Cashback Match – only from Discover. Discover will automatically match all the cash back you’ve earned at the end of your first year! There’s no minimum spending or maximum rewards. You could turn $150 cash back into $300.
Save 50¢/gallon for the first months after your account open date.8
Earn 15,000 bonus points after you spend $1,000 in purchases with your card within 3 months of account opening; redeemable for $150 in gift cards at thankyou.com
Earn 80,000 bonus ThankYou® Points after you spend $4,000 in purchases within the first 3 months of account opening
No
INTRO OFFER: Unlimited Cashback Match – only from Discover. Discover will automatically match all the cash back you’ve earned at the end of your first year! There’s no minimum spending or maximum rewards. Just a dollar-for-dollar match.
INTRO OFFER: Unlimited Cashback Match – only from Discover. Discover will automatically match all the cash back you’ve earned at the end of your first year! So you could turn $50 cash back into $100. Or turn $100 into $200. There’s no minimum spending or maximum rewards. Just a dollar-for-dollar match.
Savings per gallon**
Up to 13.75¢ per gallon at All Gas Stations
  • Up to 5¢ per gallon at Wawa Gas Station
  • No Rewards at Other Gas Stations
Up to 5.5¢ per gallon at All Gas Stations
Up to 8.25¢ per gallon at All Gas Stations
Up to 5.5¢ per gallon at All Gas Stations
Up to 5.5¢ per gallon at All Gas Stations
Up to 13.75¢ per gallon at All Gas Stations
Rewards on Gas
Earn 5% cash back on everyday purchases at different places each quarter like Amazon.com, grocery stores, restaurants, gas stations and when you pay using PayPal, up to the quarterly maximum when you activate.
After the first 2 months save 5¢ per gallon.8
Earn 2X ThankYou® Points at Supermarkets and Gas Stations for the first $6,000 per year and then 1X Points thereafter. Plus, earn 1X ThankYou® Points on All Other Purchases.
Earn 3 Points per $1 spent at Gas Stations, Air Travel and Hotels
Earn 2% on every purchase with unlimited 1% cash back when you buy, plus an additional 1% as you pay for those purchases.
Earn cash back on your next road trip with 2% cash back at Gas Stations and Restaurants on up to $1,000 in combined purchases each quarter. Plus, earn unlimited 1% cash back on all other purchases – automatically.
Earn 5% cash back on everyday purchases at different places each quarter like Amazon.com, grocery stores, restaurants, gas stations and when you pay using PayPal, up to the quarterly maximum when you activate. Plus, earn unlimited 1% cash back on all other purchases – automatically.
Rewards on everyday purchases
1% unlimited cash back on all other purchases - automatically
No rewards8
Earn 1X ThankYou® Points on All Purchases
Earn 1 Point per $1 spent on all other purchases
Earn 2% on every purchase with unlimited 1% cash back when you buy, plus an additional 1% as you pay for those purchases.
1% unlimited cash back on all other purchases - automatically
1% unlimited cash back on all other purchases - automatically
Rewards expiration
Rewards never expire
Rewards expire within 30 days, if you don't select and redeem one of the three rewards options8
Points do not expire provided your account is active and in good standing
Points do not expire provided your account is active and in good standing
Your cash rewards balance will expire if you have not earned any cash back from purchases or payments for 12 months
Cash rewards never expire.
Rewards never expire
Available gas stations
ANY
WAWA ONLY8
ANY
ANY
ANY
ANY
ANY
RATES AND FEES
Intro APR on purchases
0% (14 months)
No intro APR8
0% (15 months)
N/A
N/A
0% (14 months)
0% (6 months)
Regular APR
11.99% - 22.99% Variable APR
26.49%8
13.49% - 23.49% (Variable)
15.99% - 23.99% (Variable)
13.99% – 23.99% (Variable)
11.99% - 22.99% Variable APR
12.99% - 21.99% Variable APR
Annual fee
$0
N/A8
$0
$95
$0
$0
$0
Foreign transaction fee
None
N/A8
3%
0%
3%
None
None

More about
top credit card WITH REWARDS
2021

Discover it® Cash Back apply
on Discover's secure website
Rating 5.0

GREAT BONUS OFFER

INTRO OFFER: Unlimited Cashback Match – only from Discover. Discover will automatically match all the cash back you’ve earned at the end of your first year! There’s no minimum spending or maximum rewards. You could turn $150 cash back into $300.

GOOD REWARDS

  • Earn 5% cash back on everyday purchases at different places each quarter like Amazon.com, grocery stores, restaurants, gas stations and when you pay using PayPal, up to the quarterly maximum when you activate.
  • Plus, earn unlimited 1% cash back on all other purchases - automatically.

Expert's opinion

The no annual fee Discover it® Cash Back card has rotating category bonuses that change every year and gas purchases appear in the bonus category once a year. Earnings in categories are as high as 5% cash back up to the quarterly maximum (activation is required). That means you will earn 5% cash back on gas purchases at least one quarter each year - unbeatable offer for those who are planning to be on the road sometime in the near future. The base rewards are 1% cash back.

Excellent/Good Credit

Why rewards cards are
more flexible THAN GAS ONLY
CREDIT CARDS?

Rewards Earning
REWARDS EARNING

Gas station credit cards usually give a gallon-based discount not a percentage of the total cost of a purchase transaction. So, when the gas prices go up, your earnings will actually go down if you use gas only credit cards. For example, the Wawa Credit Card offers up to 5 cents off per gallon but only at Wawa gas stations. When you pay more for gas but buy the same amount of gas as usually, you won't save more. Gas rewards cards work differently. They reward you for each dollar spent meaning the more you spend, the more you earn. Best gas rewards cards give from 2% to 5% rebates on gas purchases and at least 1% rebate on everything, which is much higher that co-branded rewards only.

Show more
apply on Discover's secure website
  • Earn 5% cash back on everyday purchases at different places each quarter like Amazon.com, grocery stores, restaurants, gas stations and when you pay using PayPal, up to the quarterly maximum when you activate.
  • Plus, earn unlimited 1% cash back on all other purchases - automatically.
Easy Redemption
EASY REDEMPTION

When you use a gas station credit card, you either get instant discount or earn rewards that can be later redeemed as fuel credits or statement credits towards gas purchases only. Everything you earn with a gas branded credit card can be redeemed towards gas only. A gas rewards credit card can offer more redemption options and won't require you to redeem all earned rewards for gas purchases. With a gas rewards credit card, you can choose to redeem for cash, gift cards, statement credits, merchandise or travel, depending on what options are offered with the card.

Show more
apply on Discover's secure website

Redeem your cash back for any amount, any time.

Lower Interest Rates
LOWER INTEREST RATES

Gas-branded credit cards may have easier approval but have high annual percentage rate (APR). The reason behind this is that they are often approved to people with fair credit who are looking to rebuild their credit. People with good credit are not approved for lower APRs, they are also given high interest rates - gas branded credit cards make no exceptions. Carrying a balance on these credit cards is very expensive. So, if your credit is good and if you do not have a habit of paying off the card balance in full each month, you may want to get a better credit card that will give you a lower interest rate.

Show more
apply on Citi's secure website

Annual Fee: $0

Updated: Aug 03, 2021

questions ABOUT
GAS CREDIT CARDS

Can I purchase gasoline with my credit card?

You can purchase gasoline with any credit card, but only if it accepted by the gas station itself. You should also consider whether you get bonuses or cash back on gas purchases or not. Credit cards have different...

Read more
I'm currently interested in applying for the Wawa credit card because it allows you to save 5¢ per gallon on the fuel you buy. Unfortunately, their card can only be used to make fuel purchases from Wawa and there aren’t any near me. Is there a different card I can use to save money on the fuel I buy?

Of course there is. One thing that you should always keep in mind is the fact that there are many options available for almost any credit need. Since the card offered by Wawa is not affiliated with any major payment...

Read more
I recently found out that Wawa offers a credit card and I would like to know, what are the benefits included with their card and is it worth applying for?

The Wawa Credit Card (Citi is a Credit-Land.com advertising partner) allows cardholders to save money and receive additional conveniences when purchasing fuel at Wawa locations. During your first month as a...

Read more
See all questions

NEED HELP TO CHOOSE A CARD?

Ask our Experts and get free advice to your email!

ASK QUESTION

comments ABOUT
GAS CREDIT CARDS

** When credit card savings are given per dollar spent and not per gallon, the savings per gallon are calculated based on an average price per gallon in the U.S. To calculate savings per 1 gallon, we take the current U.S. average gas price and multiply it by gas savings per dollar the card offers. The U.S. average gas price per gallon that we use is $2.75

WHAT IS YOUR QUESTION?

Please enter your question and contact information so that we could send our answer to you by e-mail.

EXTRA QUESTIONS TO DESCRIBE YOUR SITUATION IN MORE DETAILS:

* - required fields

By submitting your question, you agree to the following:*

Here at Credit-Land.com we will answer all questions to the best of our knowledge and understanding, but we are not legally accredited professionals. We assume no liability for actions resulting from our advice and cannot guarantee the accuracy of information in all cases. Please seek appropriate professional or legal advice when needed.

Questions submitted to Credit-Land.com may be posted to our website with your first name, and may be edited for length and clarity. Please do not submit your Social Security number, credit or debit card number, or bank account number to us - though we will never share your name or email with anyone, sensitive information should never be posted to an FAQ form. We are not a bank or a credit card issuer, and we do not have access to your account information.

Thank You, Your Question Has Been Successfully Sent!
YOU'VE SUCCESSFULLY SUBSCRIBED!
PLEASE SPECIFY THE FOLLOWING:
All these fields are optional
your credit history
Excellent (750-850)
Good (700-749)
Fair (640-699)
Bad (350-639)
No Credit History
OR ENTER YOUR EXACT CREDIT SCORE
THEMES YOU ARE INTERESTED IN:
Traveling with Credit Cards: how to Save and Earn Rewards
How to Take Advantage of Credit Card Rewards
Credit Cards for Building Credit
Business Credit Card Offers
How to Save with Balance Transfer Credit Cards
Special Credit Card Offers for Students
Credit Cards with Low Interest Rates
Benefits of Credit Cards with No Annual Fee
Best Credit Card Offers with 0% Intro APR
By providing this information you help us make our news letters more useful and informative. Thank you!