ADVERTISING DISCLOSURE

ADVERTISING DISCLOSURE:
Credit-Land.com is an independent, advertising-supported web site. Credit-Land.com receives compensation from most credit card issuers whose offers appear on our site. Compensation from our advertising partners impacts how and where their products appear on our site, including, for example, the order in which they may appear within review lists. Credit-Land.com has not reviewed all available credit card offers in the marketplace.

Best Offer of 2021 - Surge Mastercard®

Fair Credit

  • All credit types welcome to apply!
  • Free access to your Vantage 3.0 score From TransUnion* (When you sign up for e-statements)
  • Monthly reporting to the three major credit bureaus
  • See if you’re Pre-Qualified without impacting your credit score
  • Fast and easy application process; results in seconds
  • Free online account access 24/7
  • Checking Account Required
Annual Fee
$75 - $99
Balance Transfer Fee
N/A
Foreign Trans Fee
3% of each transaction in U.S. dollars.
Regular APR
25.90% - 29.99% (Variable)
Product Type
Consumer
Credit Recommended
Fair/Bad
APPLY NOW

Best Offer of 2021 - OpenSky® Secured Visa® Credit Card

Secured Card

  • No credit check necessary to apply. OpenSky believes in giving an opportunity to everyone.
  • The refundable* deposit you provide becomes your credit line limit on your Visa card. Choose it yourself, from as low as $200.
  • Build credit quickly. OpenSky reports to all 3 major credit bureaus.
  • 99% of our customers who started without a credit score earned a credit score record with the credit bureaus in as little as 6 months.
  • We have a Facebook community of people just like you; there is a forum for shared experiences, and insights from others on our Facebook Fan page. (Search “OpenSky Card” in Facebook.)
  • OpenSky provides credit tips and a dedicated credit education page on our website to support you along the way.
  • *View our Cardholder Agreement located at the bottom of the application page for details of the card.
Annual Fee
$35
Balance Transfer Fee
N/A
Foreign Trans Fee
3%
Regular APR
17.39% (variable)
Product Type
Consumer
Credit Recommended
Bad / No
APPLY NOW

Best Offer of 2021 - Reflex Mastercard®

Bad Credit

  • See if you’re Pre-Qualified with no impact to your credit score
  • All credit types welcome to apply
  • Free access to your Vantage 3.0 score from TransUnion* (When you sign up for e-statements)
  • Monthly reporting to the three major credit bureaus
  • Fast and easy application process; results in seconds
  • Use your card at locations everywhere Mastercard® is accepted
  • Checking Account Required
Annual Fee
$75 - $99
Balance Transfer Fee
N/A
Foreign Trans Fee
3% of each transaction in U.S. dollars.
Regular APR
25.90% - 29.99% (Variable)
Product Type
Consumer
Credit Recommended
Fair/Bad
APPLY NOW

Best Offer of 2021 - Citrus Loans

Loan for Any Credit

  • Our process is safe, secure, fast and reliable.
  • No waiting in lines or going to a physical store.
  • Request your loan straight from your mobile phone, or computer.
  • You may be approved in minutes, and your cash will be deposited straight into your bank account.
Loan Amount
$2,500
Credit Check
Yes
Credit Recommended
Any Credit
APPLY NOW