Barclaycard Ring® Mastercard®

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Barclaycard Ring® Mastercard®
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Card Rating:
Credit Recommended:
Card Rating:
Credit Recommended:
GOOD/EXCELLENT
Bank:
Barclays
Card Network:
Mastercard
User Category:
Consumer
Card Type:
Unsecured
Issuing Country:
United States

About this Credit Card:

Enjoy a 0% intro APR for 12 months on balance transfers made within 45 days of account opening. After that, a variable 13.74% APR will apply
Low 13.74% variable APR on purchases and cash advances
No annual fee
No foreign transaction fees
International Chip and PIN

Interest Rates & Fees

Everyday Purchases
Introductory APR:
N/A
Ongoing APR:
13.74% Variable
Penalty APR:
See terms
Minimum Grace Period:
See terms
Minimum Interest Charge:
See terms
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Balance Transfer
Introductory APR:
0% intro APR for 12 months on balance transfers made within 45 days of account opening.
Ongoing APR:
13.74% Variable
Balance Transfer Fee:
Balance Transfers that post to the account within 45 days of account opening: Either $5 or 3% of the amount of each transfer, whichever is greater. Balance Transfers that post to the account after 45 days of account opening: $0
Penalty APR:
See terms
Minimum Grace Period:
See terms
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Cash Advance
Ongoing APR:
13.74% Variable
Cash Advance Fee:
$3 for each cash advance
Penalty APR:
See terms
Minimum Grace Period:
See terms
More details expand
Less details collapce
Other Fees
Application Processing Fee:
See terms
Annual Fee:
$0
Late Payment Fee:
Up to $27
Foreign Transaction Fee:
None
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Expert Review

Our Expert's Valuation:

pluses
0% intro APR on balance transfers

pluses
No foreign transaction fees

pluses
No annual fee

minuses
$3 for each cash advance

Expert's Ratings:

Overall:
Interest Rates:
Maintenance Fees:
Features & Benefits:
Reward Program:
Customer Service:
Overall:
Interest Rates:
Maintenance Fees:
Features & Benefits:
Reward Program:
Customer Service:

User comments about Barclaycard Ring® Mastercard®:
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